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Independent Bank Corporation IBCP Service charges on deposit accounts
Service charges on deposit accounts at other companies
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Where this comes from
Reported directly by Independent Bank Corporation in its filing.
Tagged under the XBRL concept ibcp:DepositorAccountsFeesAndCommissions.
The source filing: Independent Bank Corporation’s 10-Q, filed August 5, 2026.
- Filed
- Aug 5, 2026, 12:18 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000039311-26-000061
| Line item | Three months ended June 30, 2026 | Three months ended June 30, 2025 | Six months ended June 30, 2026 | Six months ended June 30, 2025 |
|---|---|---|---|---|
| Net Interest Income After Provision for Credit Losses | 45,185 | 43,115 | 91,678 | 86,079 |
| Non-interest Income | ||||
| Interchange income | 3,576 | 3,390 | 6,810 | 6,517 |
| Service charges on deposit accounts | 3,100 | 2,981 | 6,035 | 5,795 |
| Net gains (losses) on assets | ||||
| Mortgage loans | 1,651 | 1,631 | 2,959 | 3,934 |
| Equity securities at fair value | 1,600 | — | 1,600 | — |
| Securities available for sale | (90) | 11 | (116) | (319) |
Item 1. Condensed Consolidated Statements of Financial Condition June 30, 2026 and December 31, 20
FAQ
- What is Independent Bank Corporation's service charges on deposit accounts?
- Independent Bank Corporation (IBCP) reported service charges on deposit accounts of $3.1M in Q2 2026.
- How has Independent Bank Corporation's service charges on deposit accounts changed year-over-year?
- Independent Bank Corporation's service charges on deposit accounts increased by 4.0% year-over-year, from $2.98M to $3.1M.
- What is the long-term trend for Independent Bank Corporation's service charges on deposit accounts?
- Over 4 years (2021 to 2025), Independent Bank Corporation's service charges on deposit accounts has grown at a 4.3% compound annual growth rate (CAGR), from $10.17M to $12.02M.
- What does service charges on deposit accounts mean?
- This includes recurring revenue generated from maintenance fees, overdraft charges, and other transactional services provided to deposit account holders. It serves as a stable, fee-based revenue stream that helps offset interest rate volatility.
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