Skip to content
Screener

Independent Bank Corporation IBCP Independent Bank — Service charges on deposit accounts

Similar metrics at other companies

Cullen/Frost Bankers logo
CFRBank — Service charges on deposit accounts
$520.88M+6.0%
Banc of California logo
BANCService charges on deposit accounts — Service charges on deposit accounts
$4.76M+6.9%
Cullen/Frost Bankers logo
CFRNon-Banks — Service charges on deposit accounts
-$3.03M+17.2%
Amalgamated Financial Corp. logo
AMALService charges on deposit accounts
$7.2M+110%
KeyCorp logo
KEYService charges on deposit accounts
$77M+11.6%
CNB Financial logo
CCNEService charges on deposit accounts
$2.01M+21.4%

Other financials

Income statement

See full
Revenue$63.2M+13.0%
Net income$18.8M+11.4%
EPS (diluted)$0.90+11.1%

Balance sheet

See full
Cash & equivalents$165.5M+13.2%
Total debt$7.0M+0.5%
Total equity$528.4M+12.6%
Total assets$5.7B+4.5%

Cash flow

See full
Operating cash flow$20.3M+5.7%
CapEx$3.6M+56.3%
Free cash flow$16.7M-1.1%

Valuation

See full
Market cap$841.35M+32.8%
Enterprise value$682.94M+38.1%
P/E11.7×+1.9×
P/S3.5×+0.7×

Profitability

See full
Net margin30.2%+1.2pp
FCF margin16%-12.2pp

Returns & leverage

See full
Return on equity14.4%0.0pp
Debt / equity0.0×

Where this comes from

Reported directly by Independent Bank Corporation in its filing.

Tagged under the XBRL concept ibcp:DepositorAccountsFeesAndCommissions.

The source filing: Independent Bank Corporation’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 12:18 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000039311-26-000061
Line itemThree months ended June 30, 2026Three months ended June 30, 2025Six months ended June 30, 2026Six months ended June 30, 2025
Net Interest Income After Provision for Credit Losses45,18543,11591,67886,079
Non-interest Income
Interchange income3,5763,3906,8106,517
Service charges on deposit accounts3,1002,9816,0355,795
Net gains (losses) on assets
Mortgage loans1,6511,6312,9593,934
Equity securities at fair value1,6001,600
Securities available for sale(90)11(116)(319)

Item 1. Condensed Consolidated Statements of Financial Condition June 30, 2026 and December 31, 20

FAQ

What is Independent Bank Corporation's independent bank — service charges on deposit accounts?
Independent Bank Corporation (IBCP) reported independent bank — service charges on deposit accounts of $3.1M in Q2 2026.
How has Independent Bank Corporation's independent bank — service charges on deposit accounts changed year-over-year?
Independent Bank Corporation's independent bank — service charges on deposit accounts increased by 4.0% year-over-year, from $2.98M to $3.1M.
What is the long-term trend for Independent Bank Corporation's independent bank — service charges on deposit accounts?
Over 3 years (2022 to 2025), Independent Bank Corporation's independent bank — service charges on deposit accounts has grown at a -0.7% compound annual growth rate (CAGR), from $12.29M to $12.02M.
What does independent bank — service charges on deposit accounts mean?
Fees collected from customers for maintaining deposit accounts, including monthly maintenance fees, overdraft charges, and other account-related services. It serves as a stable, recurring source of noninterest income for the banking segment.

Ask your AI about Independent Bank Corporation's independent bank — service charges on deposit accounts.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude