Skip to content
OpenCapital
Get started

Independent Bank Corporation IBCP Independent Bank — Service charges on deposit accounts

Similar metrics at other companies

Central Pacific Financial logo
CPFService charges on deposit accounts
$2.3M+7.1%
NBT
NBTBBanking — Service Charges On Deposit Accounts
$5.27M+24.2%
Eastern Bankshares, Inc. logo
EBCService charges on deposit accounts
$9.93M+19.4%
Amalgamated Financial Corp. logo
AMALService charges on deposit accounts
$7.2M+110%
First Bancorp logo
FBNCService charges on deposit accounts
$3.95M+5.0%
Prosperity Bancshares logo
PBNoninterest Income Service Charges On Deposit Accounts
$8.68M+17.2%

Other financials

Income statement

See full
Revenue$58.9M+8.9%
Net income$16.9M+8.2%
EPS (diluted)$0.81+9.5%

Balance sheet

See full
Cash & equivalents$174.9M+36.5%
Total debt$7.2M+13.4%
Total equity$510.6M+9.3%
Total assets$5.6B+4.3%

Cash flow

See full
Operating cash flow-$9.2M-148%
CapEx$4.6M+311%
Free cash flow-$13.8M-176%

Valuation

See full
Market cap$733.17M+16.4%
Enterprise value$565.47M+11.3%
P/E10.5×+1.0×
P/S3.2×+0.4×

Profitability

See full
Net margin30.3%+0.7pp
FCF margin16.6%-7.1pp

Returns & leverage

See full
Return on equity14.3%-0.8pp
Debt / equity0×0.0×

Where this comes from

Reported directly by Independent Bank Corporation in its filing.

Tagged under the XBRL concept ibcp:DepositorAccountsFeesAndCommissions.

The official record: Independent Bank Corporation’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

Ask your AI about Independent Bank Corporation's independent bank — service charges on deposit accounts.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Independent Bank Corporation's independent bank — service charges on deposit accounts?
Independent Bank Corporation (IBCP) reported independent bank — service charges on deposit accounts of $2.94M in Q1 2026.
How has Independent Bank Corporation's independent bank — service charges on deposit accounts changed year-over-year?
Independent Bank Corporation's independent bank — service charges on deposit accounts increased by 4.3% year-over-year, from $2.81M to $2.94M.
What is the long-term trend for Independent Bank Corporation's independent bank — service charges on deposit accounts?
Over 3 years (2022 to 2025), Independent Bank Corporation's independent bank — service charges on deposit accounts has grown at a -0.7% compound annual growth rate (CAGR), from $12.29M to $12.02M.
What does independent bank — service charges on deposit accounts mean?
Fees collected from customers for maintaining deposit accounts, including monthly maintenance fees, overdraft charges, and other account-related services. It serves as a stable, recurring source of noninterest income for the banking segment.