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Banc of California BANC Other income — Service charges on deposit accounts

Other product segments

Noninterest Income
$10.11M
Other commissions and fees
$5.13M
Service charges on deposit accounts
$4.98M
Dividends and Gains (Losses) on Equity Investments
$0
Gain on sale of loans
$0
Interest Income
$0
Leased equipment income
$0
LOCOM Held For Sale Adjustment
$0
Warranty Income
$0

Similar metrics at other companies

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$9.04M+12.0%
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BUSEOther service charges on deposit accounts — Noninterest income
$1.51M-1.8%
United Community Banks logo
UCBService charges and fees — Other noninterest income
$9.55M+0.1%
HOM
HOMBOther service charges and fees — Service charges
$9.81M-8.2%
Prosperity Bancshares logo
PBNoninterest Income Service Charges On Deposit Accounts
$8.68M+17.2%
Simmons First National logo
SFNCService charges on deposit accounts — Non-interest income
$12.66M+0.2%

Other financials

Income statement

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Revenue$286.9M+7.9%
Net income$72.0M+34.3%
EPS (diluted)$0.39+50.0%

Balance sheet

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Cash & equivalents$2.2B-5.4%
Total debt$3.1B+73.6%
Total equity$3.6B+0.9%
Total assets$34.7B+2.8%

Cash flow

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Operating cash flow$49.0M+224%
CapEx$3.4M+122%
Free cash flow$45.6M+235%

Valuation

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Market cap$3.16B+13.0%
Enterprise value$4.05B+95.2%
P/E12.8×-5.9×
P/S2.8×0.0×

Profitability

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Net margin21.7%+6.8pp
FCF margin23.4%

Returns & leverage

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Return on equity7%+2.7pp
Debt / equity0.9×+0.4×

Where this comes from

Reported directly by Banc of California in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.

The official record: Banc of California’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Banc of California's other income — service charges on deposit accounts?
Banc of California (BANC) reported other income — service charges on deposit accounts of $1K in Q1 2026.
How has Banc of California's other income — service charges on deposit accounts changed year-over-year?
Banc of California's other income — service charges on deposit accounts decreased by 99.6% year-over-year, from $246K to $1K.
What is the long-term trend for Banc of California's other income — service charges on deposit accounts?
Over 4 years (2021 to 2025), Banc of California's other income — service charges on deposit accounts has grown at a 0.2% compound annual growth rate (CAGR), from $556K to $560K.
What does other income — service charges on deposit accounts mean?
This metric represents the recurring fee revenue generated from deposit account maintenance, overdrafts, and other related banking services provided to customers. It serves as a key indicator of non-interest income stability and the bank's ability to monetize its core retail and commercial deposit base. Growth in this area reflects successful customer acquisition and the depth of the bank's relationship with its account holders.