Skip to content
OpenCapital
Get started

First Capital FCAP Q1 2026 Annual earnings

Reported April 24, 2026 · Before market open

Revenue$17.0M
EPS$1.30

Next report

Oct 23, 2026 (in 3 months)

Financials

Q1 2026

Income statement

See full
Revenue$13.5M+17.8%
Net income$4.3M+33.8%
EPS (diluted)$1.30+34.0%

Balance sheet

See full
Cash & equivalents$149.6M+475%
Total equity$138.0M+15.0%
Total assets$1.3B+5.7%

Cash flow

See full
Operating cash flow$6.3M+44.5%
CapEx$489.0K+122%
Free cash flow$5.9M+40.4%

Valuation & ratios

Valuation

as of 03/31/26
See full
Market cap$166.14M+29.9%
P/E9.5×-0.9×
P/S3.2×+0.3×

Profitability

See full
Net margin33.2%+5.6pp
FCF margin41.1%-1.2pp

Returns & leverage

See full
Return on equity13.5%+2.7pp

Segments

By product

See full
ATM And Debit Card Fees$1.1M+4.3%
Service Charges On Deposit Accounts$592.0K—

Versus estimates

Revenue

Q2 2026$17.8M
Q1 2026$17.0M
Q4 2025$17.1MQ2 2025$16.1MQ1 2025$15.2M

Diluted EPS

Q2 2026$1.43
Q1 2026$1.30
Q4 2025$1.46Q3 2025$1.34Q2 2025$1.13Q1 2025$0.97

Ask the moment First Capital reports.

Connect your AI and ask the moment the filing drops. It reads the release, surfaces what management said, and gives you its own read.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

When did First Capital report Q1 2026 earnings?
First Capital (FCAP) reported Q1 2026 earnings on April 24, 2026 before market open.
What were First Capital's Q1 2026 revenue and EPS?
First Capital reported revenue of $17.0M and eps of $1.30 for Q1 2026.
How did First Capital's Q1 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 11.8% from $15.2M a year earlier and eps grew 34.0% from $0.97.
Where can I find First Capital's Q1 2026 SEC filings?
You can read the 8-K earnings release (0001104659-26-048657) and the 10-K periodic report (0001104659-26-037802) directly on SEC EDGAR. The filing index links above go to sec.gov.