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First Capital FCAP Return on equity

Return on equity at other companies

Old National Bancorp logo
Old National BancorpONB
10.1%+0.8pp
German American Bancorp logo
German American BancorpGABC
12.2%+3.3pp
Home Federal Bancorp logo
Home Federal BancorpHFBL
10.5%+4.3pp
Investar Holding logo
Investar HoldingISTR
8.6%-0.5pp
PCB Bancorp logo
PCB BancorpPCB
10.5%+2.5pp
Equity Bancshares logo
Equity BancsharesEQBK
3.4%-8.4pp

Other financials

Income statement

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Revenue$13.5M+17.8%
Operating income$5.5M+61.4%
Net income$4.3M+33.8%
EPS (diluted)$1.30+34.0%

Balance sheet

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Cash & equivalents$149.6M+475%
Total debt$23.0K
Total equity$138.0M+15.0%
Total assets$1.3B+5.7%

Cash flow

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Operating cash flow$6.3M+44.5%
CapEx$489.0K+122%
Free cash flow$5.9M+40.4%

Valuation

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Market cap$216.42M+62.9%
P/E12.4×+2.3×
P/S4.1×+1.2×

Profitability

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Operating margin40.9%+5.2pp
Net margin33.2%+5.6pp
FCF margin41.1%-1.2pp

Returns & leverage

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Debt / equity

Where this comes from

Calculated from First Capital’s reported figures.

Based on trailing twelve months.

The official record: First Capital’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Capital's return on equity?
First Capital (FCAP) reported return on equity of 13.5% in Q1 2026.
How has First Capital's return on equity changed year-over-year?
First Capital's return on equity increased by 25.0% year-over-year, from 10.8% to 13.5%.
What is the long-term trend for First Capital's return on equity?
Over 3 years (2022 to 2025), First Capital's return on equity has grown at a 2.7% compound annual growth rate (CAGR), from 12% to 13%.
What does return on equity mean?
Trailing-twelve-month net income divided by average shareholders' equity (average of the start and end of the trailing-twelve-month window). Measures the profit generated on each dollar of shareholder capital.