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Return on equity at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
16.5%-0.9pp
Fifth Third Bank logo
Fifth Third BankFITB
8%-3.7pp
Huntington Bancshares logo
Huntington BancsharesHBAN
8.3%-2.0pp
Stock Yards Bancorp logo
Stock Yards BancorpSYBT
13.8%+0.6pp
Northwest Bancshares logo
Northwest BancsharesNWBI
7.5%+0.3pp
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
9.4%+7.2pp

Other financials

Income statement

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Revenue$96.1M+18.0%
Net income$33.2M+215%
EPS (diluted)$0.88+193%

Balance sheet

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Cash & equivalents$123.9M-72.0%
Total debt$7.5M+14.4%
Total equity$1.2B+12.3%
Total assets$8.4B-0.4%

Cash flow

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Operating cash flow$37.0M-2.3%
CapEx$1.1M-14.9%
Free cash flow$36.0M-1.9%

Valuation

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Market cap$1.72B+11.9%
Enterprise value$1.61B+50.2%
P/E12.8×-7.7×
P/S4.6×-1.0×

Profitability

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Net margin36%+8.5pp
FCF margin40.8%+2.5pp

Returns & leverage

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Debt / equity0.0×

Where this comes from

Calculated from German American Bancorp’s reported figures.

Based on trailing twelve months.

The official record: German American Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is German American Bancorp's return on equity?
German American Bancorp (GABC) reported return on equity of 12.2% in Q1 2026.
How has German American Bancorp's return on equity changed year-over-year?
German American Bancorp's return on equity increased by 37.6% year-over-year, from 8.9% to 12.2%.
What is the long-term trend for German American Bancorp's return on equity?
Over 5 years (2020 to 2025), German American Bancorp's return on equity has grown at a 2.9% compound annual growth rate (CAGR), from 10.4% to 12%.
What does return on equity mean?
Trailing-twelve-month net income divided by average shareholders' equity (average of the start and end of the trailing-twelve-month window). Measures the profit generated on each dollar of shareholder capital.