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Other financials

Income statement

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Revenue$100.0M+11.2%
EPS (diluted)$1.02+21.4%

Balance sheet

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Cash & equivalents$94.2M-53.0%
Total debt$7.1M+14.1%
Total equity$1.2B+13.3%
Total assets$8.4B+1.9%

Cash flow

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Operating cash flow$58.1M+116%
CapEx$2.9M+280%
Free cash flow$55.3M+111%

Valuation

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Market cap$1.91B+31.8%
Enterprise value$1.82B+45.2%
P/E13.4×-3.4×
P/S4.9×+0.1×

Profitability

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Net margin36.8%+8.0pp
FCF margin47.2%+9.1pp

Returns & leverage

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Return on equity12.5%+2.7pp
Debt / equity0.0×

Where this comes from

Reported directly by German American Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The source filing: German American Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 3:31 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000714395-26-000032
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025
Intangible Amortization2,3622,803
Other Operating Expenses7,0226,939
TOTAL NON-INTEREST EXPENSE50,38249,517
Income before Income Taxes48,07239,171
Income Tax Expense9,9007,810
NET INCOME$38,172$31,361
Basic Earnings per Share$1.02$0.84
Diluted Earnings per Share$1.02$0.84

Item 1. Unaudited Financial Statements

FAQ

What is German American Bancorp's net income?
German American Bancorp (GABC) reported net income of $38.17M in Q2 2026.
How has German American Bancorp's net income changed year-over-year?
German American Bancorp's net income increased by 21.7% year-over-year, from $31.36M to $38.17M.
What is the long-term trend for German American Bancorp's net income?
Over 4 years (2021 to 2025), German American Bancorp's net income has grown at a 7.6% compound annual growth rate (CAGR), from $84.14M to $112.64M.
What does net income mean?
The bottom line — total revenue minus all expenses, taxes, and costs. Represents the profit attributable to the company's shareholders after all obligations are met.

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