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German American Bancorp GABC Net margin

Net margin at other companies

JPMorgan ChaseJPM

31.5%-1.5pp

Fifth Third BankFITB

22.4%-4.7pp

Huntington BancsharesHBAN

25%-2.1pp

Stock Yards BancorpSYBT

35.3%+1.6pp

Northwest BancsharesNWBI

19.8%-1.2pp

Eastern Bankshares, Inc.EBC

35.1%+24.6pp

Other financials

Income statement

Revenue$96.1M+18.0%

Net income$33.2M+215%

EPS (diluted)$0.88+193%

Balance sheet

Cash & equivalents$123.9M-72.0%

Total debt$7.5M+14.4%

Total equity$1.2B+12.3%

Total assets$8.4B-0.4%

Cash flow

Operating cash flow$37.0M-2.3%

CapEx$1.1M-14.9%

Free cash flow$36.0M-1.9%

Valuation

Market cap$1.72B+11.9%

Enterprise value$1.61B+50.2%

P/E12.8×-7.7×

P/S4.6×-1.0×

Profitability

FCF margin40.8%+2.5pp

Returns & leverage

Return on equity12.2%+3.3pp

Debt / equity0×0.0×

Where this comes from

Calculated from German American Bancorp’s reported figures.

net income/total revenue=36%

Based on trailing twelve months.

The official record: German American Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is German American Bancorp's net margin?: German American Bancorp (GABC) reported net margin of 36% in Q1 2026.
How has German American Bancorp's net margin changed year-over-year?: German American Bancorp's net margin increased by 30.8% year-over-year, from 27.5% to 36%.
What is the long-term trend for German American Bancorp's net margin?: Over 5 years (2020 to 2025), German American Bancorp's net margin has grown at a 1.0% compound annual growth rate (CAGR), from 29.7% to 31.2%.
What does net margin mean?: Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.