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German American Bancorp GABC Free cash flow margin

Free cash flow margin at other companies

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27.6%
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41.1%-1.2pp
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33.3%+9.0pp
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43.6%+4.7pp
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Customers BancorpCUBI
39.8%-20.6pp

Other financials

Income statement

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Revenue$100.0M+11.2%
Net income$38.2M+21.7%
EPS (diluted)$1.02+21.4%

Balance sheet

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Cash & equivalents$94.2M-53.0%
Total debt$7.1M+14.1%
Total equity$1.2B+13.3%
Total assets$8.4B+1.9%

Cash flow

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Operating cash flow$58.1M+116%
CapEx$2.9M+280%
Free cash flow$55.3M+111%

Valuation

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Market cap$1.91B+31.8%
Enterprise value$1.82B+45.2%
P/E13.4×-3.4×
P/S4.9×+0.1×

Profitability

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Net margin36.8%+8.0pp

Returns & leverage

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Return on equity12.5%+2.7pp
Debt / equity0.0×

Where this comes from

Calculated from German American Bancorp’s reported figures.

Based on trailing twelve months.

The source filing: German American Bancorp’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 3:31 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000714395-26-000032

FAQ

What is German American Bancorp's free cash flow margin?
German American Bancorp (GABC) reported free cash flow margin of 47.2% in Q2 2026.
How has German American Bancorp's free cash flow margin changed year-over-year?
German American Bancorp's free cash flow margin increased by 23.9% year-over-year, from 38.1% to 47.2%.
What is the long-term trend for German American Bancorp's free cash flow margin?
Over 5 years (2020 to 2025), German American Bancorp's free cash flow margin has grown at a 0.9% compound annual growth rate (CAGR), from 40.7% to 42.6%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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