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First Community Bankshares FCBC Q4 2025 Annual earnings

Reported January 27, 2026 · Before market open

Revenue$43.8MBeat by $2.4M
EPS$0.77Beat by $0.15
Revenue estimate$41.4M
EPS estimate$0.62

Next report

Oct 27, 2026 (In 3 weeks)
Revenue estimate$47.2M
EPS estimate$0.77

Financials

Q4 2025

Income statement

See full
Net income$12.5M-4.4%

Balance sheet

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Cash & equivalents$126.1M+60.5%
Total debt$591.0K+14.8%
Total equity$500.5M-4.9%
Total assets$3.3B0.0%

Cash flow

See full
Operating cash flow$20.4M+36.5%
CapEx$944.0K+517%
Free cash flow$19.4M+31.5%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$617.76M-18.9%
Enterprise value$492.28M-28.0%
P/E12.7×-2.1×

Returns & leverage

See full
Return on equity9.5%-0.5pp
Debt / equity0×0.0×

Segments

By product

See full
Deposit Account$4.3M+18.8%
Financial Service Other$4.0M+13.2%
Fiduciary And Trust$1.2M-5.6%

FAQ

When did First Community Bankshares report Q4 2025 earnings?
First Community Bankshares (FCBC) reported Q4 2025 earnings on January 27, 2026 before market open.
What were First Community Bankshares's Q4 2025 revenue and EPS?
First Community Bankshares reported revenue of $43.8M and eps of $0.77 for Q4 2025.
Did First Community Bankshares beat estimates in Q4 2025?
Revenue beat the consensus estimate of $41.4M by $2.4M. EPS beat the consensus estimate of $0.62 by $0.15.
How did First Community Bankshares's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 1.5% from $44.5M a year earlier and eps grew 8.8% from $0.71.
Where can I find First Community Bankshares's Q4 2025 SEC filings?
You can read the 8-K earnings release (0001437749-26-002090) and the 10-K periodic report (0001437749-26-007180) directly on SEC EDGAR. The filing index links above go to sec.gov.