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First Community Corporation FCCO Commercial And Retail Banking — Interest Income Expense Net

Other segment segments

Eliminations
-$2.12M-49.0%
Corporate
$1.88M+61.9%
Mortgage Banking1
$1.69M+18.0%
Government Guaranteed Collateral1
$747K

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$44.66M+4.3%
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FHBRetail Banking Business — Interest Income Expense Net
$130.12M+2.9%

Other financials

Income statement

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Revenue$23.2M+26.1%
Net income$5.5M+37.6%
EPS (diluted)$0.59+15.7%

Balance sheet

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Cash & equivalents$161.1M+7.5%
Total debt$2.6M-0.5%
Total equity$220.8M+47.3%
Total assets$2.4B+17.3%

Cash flow

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Operating cash flow-$2.4M-137%
CapEx$96.0K-52.0%
Free cash flow-$2.5M-140%

Valuation

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Market cap$302.99M+74.5%
P/E14.6×+3.3×
P/S3.6×+1.1×

Profitability

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Net margin24.7%+2.5pp
FCF margin11.1%

Returns & leverage

See full
Return on equity11.2%+0.3pp
Debt / equity0.0×

Where this comes from

Reported directly by First Community Corporation in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: First Community Corporation’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Community Corporation's commercial and retail banking — interest income expense net?
First Community Corporation (FCCO) reported commercial and retail banking — interest income expense net of $16.17M in Q1 2026.
How has First Community Corporation's commercial and retail banking — interest income expense net changed year-over-year?
First Community Corporation's commercial and retail banking — interest income expense net increased by 22.3% year-over-year, from $13.22M to $16.17M.
What is the long-term trend for First Community Corporation's commercial and retail banking — interest income expense net?
Over 4 years (2021 to 2025), First Community Corporation's commercial and retail banking — interest income expense net has grown at a 6.0% compound annual growth rate (CAGR), from $44.9M to $56.62M.
What does commercial and retail banking — interest income expense net mean?
Represents the difference between the interest earned on assets and the interest paid on liabilities within the commercial and retail banking segment. This is a fundamental measure of the segment's core profitability and its effectiveness in managing the spread between lending and funding costs. It highlights the underlying health of the bank's primary business model.