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QCR Holdings QCRH Commercial Banking — Interest Income Expense Net

Other segment segments

All Other Segments
-$4.57M-8.4%

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Other financials

Income statement

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Revenue$97.3M+15.6%
Net income$36.3M+24.9%
EPS (diluted)$2.19+28.1%

Balance sheet

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Total debt$8.9M+560%
Total equity$1.1B+9.4%
Total assets$9.5B+3.7%

Cash flow

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Operating cash flow$471.5M+1,016%
CapEx$13.4M-25.6%
Free cash flow$458.1M+1,792%

Valuation

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Market cap$1.71B+43.7%
P/E12×+1.5×
P/S4.3×+0.8×

Profitability

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Net margin35.8%+2.6pp
FCF margin200.1%+81.0pp

Returns & leverage

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Return on equity12.9%+1.6pp
Debt / equity0.0×

Where this comes from

Reported directly by QCR Holdings in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: QCR Holdings’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092545
Three Months Ended June 30, 2026Commercial Banking / QCBTCommercial Banking / CRBTCommercial Banking / CSBCommercial Banking / GBAll otherIntercompany / EliminationsConsolidated / Total
Interest and dividend income$37,299$35,302$22,305$29,919$74$(3,872)$121,027
Interest expense17,74112,6508,31614,0444,639(4,279)53,111
Net interest income19,55822,65213,98915,875(4,565)40767,916
Provision for credit losses(524)2942814,6574,708
Noninterest income
Capital markets revenue10113,6681,62315,392
Other segment revenue items6,3774,4691,5452,01344,414(44,783)14,035
Total noninterest income6,47818,1371,5453,63644,414(44,783)29,427

Item 1

FAQ

What is QCR Holdings's commercial banking — interest income expense net?
QCR Holdings (QCRH) reported commercial banking — interest income expense net of $22.65M in Q2 2026.
How has QCR Holdings's commercial banking — interest income expense net changed year-over-year?
QCR Holdings's commercial banking — interest income expense net increased by 13.1% year-over-year, from $20.02M to $22.65M.
What is the long-term trend for QCR Holdings's commercial banking — interest income expense net?
Over 4 years (2021 to 2025), QCR Holdings's commercial banking — interest income expense net has grown at a 4.0% compound annual growth rate (CAGR), from $66.23M to $77.62M.
What does commercial banking — interest income expense net mean?
The difference between interest and dividend income earned and interest expense paid by the commercial banking segment. This represents the core net interest margin performance and the profitability of the segment's lending and deposit-taking activities.

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