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First Community Corporation FCCO Mortgage Banking1 — Interest Income Expense Net

Other segment segments

Commercial And Retail Banking
$16.17M+22.3%
Eliminations
-$2.12M-49.0%
Corporate
$1.88M+61.9%
Government Guaranteed Collateral1
$747K

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$78K+77.3%
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$99.47M+4.8%

Other financials

Income statement

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Revenue$25.1M+28.7%
Net income$7.6M+46.5%
EPS (diluted)$0.80+19.4%

Balance sheet

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Cash & equivalents$161.1M+7.5%
Total debt$2.6M-0.5%
Total equity$228.0M+46.6%
Total assets$2.4B+15.9%

Cash flow

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Operating cash flow-$2.4M-137%
CapEx$96.0K-52.0%
Free cash flow-$2.5M-140%

Valuation

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Market cap$321.56M+66.2%
P/E13.9×+2.7×
P/S3.6×+0.9×

Profitability

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Net margin25.9%+2.0pp
FCF margin11.1%

Returns & leverage

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Return on equity12.1%+0.2pp
Debt / equity0.0×

Where this comes from

Reported directly by First Community Corporation in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: First Community Corporation’s 10-Q, filed May 15, 2026.

Filed
May 15, 2026, 4:10 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001552781-26-000341
(Dollars in thousands) / Three months ended March 31, 2026Commercial / and Retail / BankingMortgage / BankingInvestment / Advisory and / Non-DepositGovernment / Guaranteed / LendingCorporateEliminationsConsolidated
Dividend and Interest Income$24,609$2,410$1,012$2,128$(2,120)$28,039
Interest expense8,4417192652459,670
Net interest income$16,168$1,691$747$1,883$(2,120)$18,369
Provision for credit losses196(3)193
Noninterest income1,4386812,2714004,790
Salaries and employee benefits6,7348441,1994912249,492
Other noninterest expense6,6772201901003527,539
Total noninterest expense13,4111,0641,38959157617,031

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FAQ

What is First Community Corporation's mortgage banking1 — interest income expense net?
First Community Corporation (FCCO) reported mortgage banking1 — interest income expense net of $1.69M in Q1 2026.
How has First Community Corporation's mortgage banking1 — interest income expense net changed year-over-year?
First Community Corporation's mortgage banking1 — interest income expense net increased by 18.0% year-over-year, from $1.43M to $1.69M.
What is the long-term trend for First Community Corporation's mortgage banking1 — interest income expense net?
Over 4 years (2021 to 2025), First Community Corporation's mortgage banking1 — interest income expense net has grown at a 57.9% compound annual growth rate (CAGR), from $1.01M to $6.26M.
What does mortgage banking1 — interest income expense net mean?
This metric represents the net interest income for the mortgage banking segment, calculated as the difference between interest earned on assets and interest paid on liabilities. It serves as a primary measure of the segment's core profitability from its lending and funding operations. A positive and growing net interest income indicates effective management of interest rate risk and asset-liability spreads.

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