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Waterstone Financial WSBF Mortgage Banking — Interest Income Expense Net

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Other financials

Income statement

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Revenue$55.2M
Net income$6.0M+97.5%
EPS (diluted)$0.53

Balance sheet

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Cash & equivalents$343.0M
Total debt$483.4M
Total equity$432.8M
Total assets$2.2B

Cash flow

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Operating cash flow-$647.0K-102%
CapEx$991.0K+274%
Free cash flow-$1.6M-106%

Valuation

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Market cap$364.31M+41.9%
P/E12.4×-1.3×
P/S1.4×

Profitability

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Net margin27.4%
FCF margin54.6%

Returns & leverage

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Return on equity16.7%
Debt / equity1.1×

Where this comes from

Reported directly by Waterstone Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Waterstone Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Waterstone Financial's mortgage banking — interest income expense net?
Waterstone Financial (WSBF) reported mortgage banking — interest income expense net of $214K in Q1 2026.
How has Waterstone Financial's mortgage banking — interest income expense net changed year-over-year?
Waterstone Financial's mortgage banking — interest income expense net increased by 40.8% year-over-year, from $152K to $214K.
What is the long-term trend for Waterstone Financial's mortgage banking — interest income expense net?
Over 3 years (2021 to 2025), Waterstone Financial's mortgage banking — interest income expense net has grown at a -7.7% compound annual growth rate (CAGR), from -$652K to $513K.
What does mortgage banking — interest income expense net mean?
This represents the net interest result for the mortgage banking segment after accounting for interest income earned on mortgage assets and interest expenses paid on related funding sources. It reflects the profitability of the segment's interest-bearing activities before considering credit loss provisions. This metric is a key indicator of how effectively the segment manages its net interest margin within the mortgage lifecycle.