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First Commonwealth Financial FCF Deferred Tax Liabilities, Loan Origination Fees and Costs

Deferred Tax Liabilities, Loan Origination Fees and Costs at other companies

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Other financials

Income statement

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Revenue$133.6M+13.2%
Net income$37.5M+14.8%
EPS (diluted)$0.37+15.6%

Balance sheet

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Cash & equivalents$342.9M+143%
Total debt$199.7M-48.6%
Total equity$1.6B+7.3%
Total assets$12.3B+4.0%

Cash flow

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Operating cash flow$86.8M+55.4%
CapEx$4.0M+3.5%
Free cash flow$42.9M+50.5%

Valuation

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Market cap$2.05B+13.6%

Profitability

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Net margin29.2%+0.5pp
FCF margin32.8%+9.0pp

Returns & leverage

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Return on equity10.5%+0.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by First Commonwealth Financial in its filing.

Tagged under the XBRL concept fcf:DeferredTaxLiabilitiesLoanOriginationFeesAndCosts.

The official record: First Commonwealth Financial’s 10-K, filed March 2, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Commonwealth Financial's deferred tax liabilities, loan origination fees and costs?
First Commonwealth Financial (FCF) reported deferred tax liabilities, loan origination fees and costs of $4.27M in Q4 2025.
How has First Commonwealth Financial's deferred tax liabilities, loan origination fees and costs changed year-over-year?
First Commonwealth Financial's deferred tax liabilities, loan origination fees and costs increased by 63.2% year-over-year, from $2.62M to $4.27M.
What is the long-term trend for First Commonwealth Financial's deferred tax liabilities, loan origination fees and costs?
Over 5 years (2020 to 2025), First Commonwealth Financial's deferred tax liabilities, loan origination fees and costs has grown at a 27.2% compound annual growth rate (CAGR), from $1.28M to $4.27M.
What does deferred tax liabilities, loan origination fees and costs mean?
This metric captures deferred tax liabilities associated with the timing differences in recognizing loan origination fees and costs for financial and tax purposes. It reflects the tax impact of deferring these items over the life of the loan. Understanding this helps in evaluating the tax efficiency of the bank's lending operations.