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Pathfinder Bancorp PBHC Deferred Tax Assets Loan Origination Fees

Deferred Tax Assets Loan Origination Fees at other companies

SR Bancorp, Inc. logo
SR Bancorp, Inc.SRBK
$13K0.0%
Popular logo
PopularBPOP
$4.73M
National Bank Holdings logo
National Bank HoldingsNBHC
$453K-50.7%
Financial Institutions logo
Financial InstitutionsFISI
$862K+384%
Hanover Bancorp logo
Hanover BancorpHNVR
$7.47M+14.4%
SB Financial Group logo
SB Financial GroupSBFG
$115K

Other financials

Income statement

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Revenue$11.5M-9.0%
Net income$2.4M-18.9%
EPS (diluted)$0.47+14.6%

Balance sheet

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Cash & equivalents$39.2M-23.9%
Total debt$45.0M-28.5%
Total equity$123.6M-1.1%
Total assets$1.4B-4.9%

Cash flow

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Operating cash flow-$241.0K-104%
CapEx$248.0K-61.1%
Free cash flow-$489.0K-110%

Valuation

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Market cap$99.35M+8.2%
Enterprise value$105.15M-39.8%
P/S2.2×+0.4×

Profitability

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Net margin-5.5%-13.6pp
FCF margin44.5%

Returns & leverage

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Return on equity-2%-5.4pp
Debt / equity0.4×-0.1×

Where this comes from

Reported directly by Pathfinder Bancorp in its filing.

Tagged under the XBRL concept pbhc:DeferredTaxAssetsLoanOriginationFees.

The official record: Pathfinder Bancorp’s 10-K, filed March 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathfinder Bancorp's deferred tax assets loan origination fees?
Pathfinder Bancorp (PBHC) reported deferred tax assets loan origination fees of $350K in Q4 2025.
How has Pathfinder Bancorp's deferred tax assets loan origination fees changed year-over-year?
Pathfinder Bancorp's deferred tax assets loan origination fees decreased by 15.7% year-over-year, from $415K to $350K.
What is the long-term trend for Pathfinder Bancorp's deferred tax assets loan origination fees?
Over 5 years (2020 to 2025), Pathfinder Bancorp's deferred tax assets loan origination fees has grown at a 1.6% compound annual growth rate (CAGR), from $324K to $350K.
What does deferred tax assets loan origination fees mean?
This metric quantifies the deferred tax assets arising from the timing differences between the recognition of loan origination fees for financial reporting and tax purposes. It reflects the future tax benefits associated with these specific lending activities. Tracking this asset provides insight into the tax accounting treatment of core banking revenue streams.