What does deferred tax assets unearned loan fees mean?

This represents the deferred tax asset created by the timing difference between the recognition of loan origination fees for financial reporting and their recognition for tax purposes. It reflects the future tax impact of amortizing these fees over the life of the loans. This metric is essential for evaluating the tax implications of the bank's lending operations and fee-based revenue recognition.

SB Financial Group SBFG Deferred Tax Assets Unearned Loan Fees

Deferred Tax Assets Unearned Loan Fees at other companies

Dime Community Bancshares DCOM

$2.34M-7.7%

MainStreet Bancshares, Inc.MNSB

$968K-15.7%

National Bank HoldingsNBHC

$453K-50.7%

SR Bancorp, Inc.SRBK

$13K0.0%

ESQ

Esquire Financial Holdings, Inc.ESQ

$53K—

PopularBPOP

$4.73M—

Other financials

Income statement

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Revenue$17.4M+13.2%

Net income$4.3M+99.1%

EPS (diluted)$0.69+109%

Balance sheet

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Cash & equivalents$126.3M+20.1%

Total debt$24.7M-26.9%

Total equity$143.7M+9.2%

Total assets$1.6B+6.9%

Cash flow

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Operating cash flow-$3.0M-145%

CapEx$229.0K-75.2%

Free cash flow-$3.2M-156%

Valuation

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Market cap$158.57M+34.4%

Enterprise value$57.02M-25.9%

P/E9.8×0.0×

P/S2.4×+0.5×

Profitability

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Net margin23.8%+4.8pp

FCF margin23.4%-8.1pp

Returns & leverage

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Return on equity11.7%+2.9pp

Debt / equity0.2×-0.1×

Where this comes from

Reported directly by SB Financial Group in its filing.

Tagged under the XBRL concept sbfg:DeferredTaxAssetsUnearnedLoanFees.

The official record: SB Financial Group’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SB Financial Group's deferred tax assets unearned loan fees?: SB Financial Group (SBFG) reported deferred tax assets unearned loan fees of $115K in Q4 2025.
What does deferred tax assets unearned loan fees mean?: This represents the deferred tax asset created by the timing difference between the recognition of loan origination fees for financial reporting and their recognition for tax purposes. It reflects the future tax impact of amortizing these fees over the life of the loans. This metric is essential for evaluating the tax implications of the bank's lending operations and fee-based revenue recognition.