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FirstCash Holdings FCFS Latin America — Leased merchandise income

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Other financials

Income statement

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Revenue$1.1B+29.4%
Gross profit$789.1M+31.4%
Net income$93.5M+56.3%
EPS (diluted)$2.12+58.2%

Balance sheet

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Cash & equivalents$172.3M+69.8%
Total debt$2.6B+13.4%
Total equity$2.3B+8.5%
Total assets$5.5B+21.5%

Cash flow

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Operating cash flow$176.8M+51.3%
CapEx$13.7M-19.5%
Free cash flow$132.8M+12.6%

Valuation

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Market cap$9.02B+50.0%
Enterprise value$11.48B+39.4%
P/E23.2×+2.6×
P/S2.2×+0.4×

Profitability

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Gross margin72.9%+0.1pp
Net margin9.4%+0.8pp
FCF margin14.5%+0.6pp

Returns & leverage

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Return on equity17.4%+3.2pp
Debt / equity1.1×0.0×
Current ratio4.9×+0.7×

Where this comes from

Reported directly by FirstCash Holdings in its filing.

Tagged under the XBRL concept fcfs:LeasedMerchandiseIncome.

The source filing: FirstCash Holdings’s 10-Q, filed July 27, 2026.

Filed
Jul 27, 2026, 2:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000840489-26-000085
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Revenue:
Retail merchandise sales$471,263$385,125$936,097$756,181
Pawn loan fees258,441190,822525,139382,693
Leased merchandise income115,499139,784245,686296,702
Interest and fees on retail finance products73,96276,075148,297149,488
Wholesale scrap jewelry sales152,13238,816264,61381,981
Other revenue3,3916,507
Total revenue1,074,688830,6222,126,3391,667,045

Item 1. Financial Statements (Unaudited)

FAQ

What is FirstCash Holdings's latin america — leased merchandise income?
FirstCash Holdings (FCFS) reported latin america — leased merchandise income of $0 in Q2 2026.
What does latin america — leased merchandise income mean?
This represents income derived from leasing merchandise to customers within the Latin American segment, often as an alternative to direct sales. It reflects the company's ability to monetize inventory through recurring rental streams rather than one-time transactions. This metric helps investors understand the diversification of the segment's revenue model beyond traditional pawn lending.

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