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FirstCash Holdings FCFS Latin America — Operating Expenses

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Other financials

Income statement

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Revenue$1.1B+29.4%
Gross profit$789.1M+31.4%
Net income$93.5M+56.3%
EPS (diluted)$2.12+58.2%

Balance sheet

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Cash & equivalents$172.3M+69.8%
Total debt$2.6B+13.4%
Total equity$2.3B+8.5%
Total assets$5.5B+21.5%

Cash flow

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Operating cash flow$176.8M+51.3%
CapEx$13.7M-19.5%
Free cash flow$132.8M+12.6%

Valuation

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Market cap$9.02B+50.0%
Enterprise value$11.48B+39.4%
P/E23.2×+2.6×
P/S2.2×+0.4×

Profitability

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Gross margin72.9%+0.1pp
Net margin9.4%+0.8pp
FCF margin14.5%+0.6pp

Returns & leverage

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Return on equity17.4%+3.2pp
Debt / equity1.1×0.0×
Current ratio4.9×+0.7×

Where this comes from

Reported directly by FirstCash Holdings in its filing.

Tagged under the XBRL concept us-gaap:OperatingCostsAndExpenses.

The source filing: FirstCash Holdings’s 10-Q, filed July 27, 2026.

Filed
Jul 27, 2026, 2:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000840489-26-000085
Line itemU.S.PawnLatin America PawnU.K.PawnRetail POSPayment SolutionsCorporate/Intersegment EliminationsConsolidated
Total cost of revenue217,415146,71040,979136,147(232)541,019
Net revenue280,657145,33254,33053,31436533,669
Expenses and other income:
Operating expenses142,36782,18119,34423,846267,738
Administrative expenses66,82566,825
Depreciation and amortization9,0745,0021,34973016,28532,440
Interest expense35,70235,702
Interest income(417)(417)

Item 1. Financial Statements (Unaudited)

FAQ

What is FirstCash Holdings's latin america — operating expenses?
FirstCash Holdings (FCFS) reported latin america — operating expenses of $82.18M in Q2 2026.
How has FirstCash Holdings's latin america — operating expenses changed year-over-year?
FirstCash Holdings's latin america — operating expenses increased by 27.6% year-over-year, from $64.41M to $82.18M.
What is the long-term trend for FirstCash Holdings's latin america — operating expenses?
Over 4 years (2021 to 2025), FirstCash Holdings's latin america — operating expenses has grown at a 14.0% compound annual growth rate (CAGR), from $179.02M to $302.39M.
What does latin america — operating expenses mean?
These are the recurring costs required to operate the Latin American pawn stores, excluding direct cost of revenue. This includes store-level labor, rent, utilities, and marketing expenses necessary to maintain the regional footprint. It reflects the fixed and variable overhead required to sustain the segment's physical and digital presence.

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