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FirstCash Holdings FCFS Latin America — Pawn loan fees

Similar metrics at other companies

EZP
EZPWLatin America Pawn — Pawn Loans
$98.9M+40.1%
EZP
EZPWLatin America Pawn — Acquisitions
$220K-98.1%
EZP
EZPWLatin America Pawn — Goodwill
$61.15M+10.9%
EZP
EZPWLatin America Pawn — Inventory
$75.27M+27.3%
EZP
EZPWLatin America Pawn — D&A
$2.15M-2.9%
EZP
EZPWLatin America Pawn — G&A
$0

Other financials

Income statement

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Revenue$1.1B+29.4%
Gross profit$789.1M+31.4%
Net income$93.5M+56.3%
EPS (diluted)$2.12+58.2%

Balance sheet

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Cash & equivalents$172.3M+69.8%
Total debt$2.6B+13.4%
Total equity$2.3B+8.5%
Total assets$5.5B+21.5%

Cash flow

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Operating cash flow$176.8M+51.3%
CapEx$13.7M-19.5%
Free cash flow$132.8M+12.6%

Valuation

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Market cap$9.02B+50.0%
Enterprise value$11.48B+39.4%
P/E23.2×+2.6×
P/S2.2×+0.4×

Profitability

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Gross margin72.9%+0.1pp
Net margin9.4%+0.8pp
FCF margin14.5%+0.6pp

Returns & leverage

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Return on equity17.4%+3.2pp
Debt / equity1.1×0.0×
Current ratio4.9×+0.7×

Where this comes from

Reported directly by FirstCash Holdings in its filing.

Tagged under the XBRL concept fcfs:PawnLoanFees.

The source filing: FirstCash Holdings’s 10-Q, filed July 27, 2026.

Filed
Jul 27, 2026, 2:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000840489-26-000085
Line itemU.S.PawnLatin America PawnU.K.PawnRetail POSPayment SolutionsCorporate/Intersegment EliminationsConsolidated
Revenue:
Retail merchandise sales$275,676$174,316$21,467$(196)$471,263
Pawn loan fees150,06279,57228,807258,441
Leased merchandise income115,499115,499
Interest and fees on retail finance products73,96273,962
Wholesale scrap jewelry sales72,33438,15441,644152,132
Other revenue3,3913,391
Total revenue498,072292,04295,309189,461(196)1,074,688

Item 1. Financial Statements (Unaudited)

FAQ

What is FirstCash Holdings's latin america — pawn loan fees?
FirstCash Holdings (FCFS) reported latin america — pawn loan fees of $79.57M in Q2 2026.
How has FirstCash Holdings's latin america — pawn loan fees changed year-over-year?
FirstCash Holdings's latin america — pawn loan fees increased by 32.9% year-over-year, from $59.87M to $79.57M.
What is the long-term trend for FirstCash Holdings's latin america — pawn loan fees?
Over 4 years (2021 to 2025), FirstCash Holdings's latin america — pawn loan fees has grown at a 15.1% compound annual growth rate (CAGR), from $170.43M to $298.7M.
What does latin america — pawn loan fees mean?
This represents the core revenue generated from interest and service charges on pawn loans within the Latin American segment. It is the primary driver of the segment's profitability, reflecting the volume and yield of the pawn loan portfolio. This metric is essential for evaluating the demand for short-term credit and the effectiveness of the segment's lending operations.

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