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FirstCash Holdings FCFS Latin America — Pawn loans

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$98.9M+40.1%
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$75.27M+27.3%

Other financials

Income statement

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Revenue$1.1B+29.4%
Gross profit$789.1M+31.4%
Net income$93.5M+56.3%
EPS (diluted)$2.12+58.2%

Balance sheet

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Cash & equivalents$172.3M+69.8%
Total debt$2.6B+13.4%
Total equity$2.3B+8.5%
Total assets$5.5B+21.5%

Cash flow

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Operating cash flow$176.8M+51.3%
CapEx$13.7M-19.5%
Free cash flow$132.8M+12.6%

Valuation

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Market cap$9.02B+50.0%
Enterprise value$11.48B+39.4%
P/E23.2×+2.6×
P/S2.2×+0.4×

Profitability

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Gross margin72.9%+0.1pp
Net margin9.4%+0.8pp
FCF margin14.5%+0.6pp

Returns & leverage

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Return on equity17.4%+3.2pp
Debt / equity1.1×0.0×
Current ratio4.9×+0.7×

Where this comes from

Reported directly by FirstCash Holdings in its filing.

Tagged under the XBRL concept fcfs:PawnLoans.

The source filing: FirstCash Holdings’s 10-Q, filed July 27, 2026.

Filed
Jul 27, 2026, 2:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000840489-26-000085
Line itemU.S.PawnLatin America PawnU.K.PawnRetail POSPayment SolutionsCorporate/Intersegment EliminationsConsolidated
Pawn loans$481,850$198,347$217,358$897,555
Finance receivables, net131,002131,002
Inventories324,120161,01385,360570,493
Leased merchandise, net84,579(10)84,569
Goodwill1,251,683153,557139,118486,2052,030,563
Total assets3,057,656820,365587,911799,263220,3785,485,573

Item 1. Financial Statements (Unaudited)

FAQ

What is FirstCash Holdings's latin america — pawn loans?
FirstCash Holdings (FCFS) reported latin america — pawn loans of $198.35M in Q2 2026.
How has FirstCash Holdings's latin america — pawn loans changed year-over-year?
FirstCash Holdings's latin america — pawn loans increased by 31.7% year-over-year, from $150.58M to $198.35M.
What does latin america — pawn loans mean?
This represents the total outstanding balance of short-term, collateralized loans issued to customers in the Latin American pawn segment. These loans are secured by personal property and are a core driver of regional interest revenue.

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