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FirstCash Holdings FCFS Latin America Pawn — Pawn loans

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Other financials

Income statement

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Revenue$1.1B+29.4%
Gross profit$789.1M+31.4%
Net income$93.5M+56.3%
EPS (diluted)$2.12+58.2%

Balance sheet

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Cash & equivalents$172.3M+69.8%
Total debt$2.6B+13.4%
Total equity$2.3B+8.5%
Total assets$5.5B+21.5%

Cash flow

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Operating cash flow$176.8M+51.3%
CapEx$13.7M-19.5%
Free cash flow$132.8M+12.6%

Valuation

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Market cap$9.02B+50.0%
Enterprise value$11.48B+39.4%
P/E23.2×+2.6×
P/S2.2×+0.4×

Profitability

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Gross margin72.9%+0.1pp
Net margin9.4%+0.8pp
FCF margin14.5%+0.6pp

Returns & leverage

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Return on equity17.4%+3.2pp
Debt / equity1.1×0.0×
Current ratio4.9×+0.7×

Where this comes from

Reported directly by FirstCash Holdings in its filing.

Tagged under the XBRL concept fcfs:LoansReceivablePawnLoans.

The source filing: FirstCash Holdings’s 10-K, filed February 9, 2026.

Filed
Feb 9, 2026, 3:55 PM EST
Fiscal year
FY2025
Accession
0000840489-26-000032

| --- | --- | --- | | ASSETS | | | | Cash and cash equivalents | $125,197 | $175,095 | | Accounts receivable, net | 115,854 | 73,325 | | Pawn loans | 831,497 | 517,867 | | Finance receivables, net | 150,274 | 147,501 | | Inventories | 487,232 | 334,580 | | Leased merchandise, net | 114,283 | 128,437 | | Prepaid expenses and other current assets | 32,131 | 26,943 | | Total current assets | 1,856,468 | 1,403,748 |

Item 16. Form 10-K Summary

FAQ

What is FirstCash Holdings's latin america pawn — pawn loans?
FirstCash Holdings (FCFS) reported latin america pawn — pawn loans of $380.98M in Q4 2025.
How has FirstCash Holdings's latin america pawn — pawn loans changed year-over-year?
FirstCash Holdings's latin america pawn — pawn loans increased by 214.3% year-over-year, from $121.2M to $380.98M.
What does latin america pawn — pawn loans mean?
Represents the principal value of short-term, non-recourse loans provided to customers, secured by tangible personal property. This is the core lending product that generates interest and fee income for the pawn segment.

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