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FirstCash Holdings FCFS Latin America — Wholesale scrap jewelry sales

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Other financials

Income statement

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Revenue$1.1B+29.4%
Gross profit$789.1M+31.4%
Net income$93.5M+56.3%
EPS (diluted)$2.12+58.2%

Balance sheet

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Cash & equivalents$172.3M+69.8%
Total debt$2.6B+13.4%
Total equity$2.3B+8.5%
Total assets$5.5B+21.5%

Cash flow

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Operating cash flow$176.8M+51.3%
CapEx$13.7M-19.5%
Free cash flow$132.8M+12.6%

Valuation

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Market cap$9.02B+50.0%
Enterprise value$11.48B+39.4%
P/E23.2×+2.6×
P/S2.2×+0.4×

Profitability

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Gross margin72.9%+0.1pp
Net margin9.4%+0.8pp
FCF margin14.5%+0.6pp

Returns & leverage

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Return on equity17.4%+3.2pp
Debt / equity1.1×0.0×
Current ratio4.9×+0.7×

Where this comes from

Reported directly by FirstCash Holdings in its filing.

Tagged under the XBRL concept fcfs:WholesaleScrapJewelryRevenue.

The source filing: FirstCash Holdings’s 10-Q, filed July 27, 2026.

Filed
Jul 27, 2026, 2:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000840489-26-000085
Line itemU.S.PawnLatin America PawnU.K.PawnRetail POSPayment SolutionsCorporate/Intersegment EliminationsConsolidated
Pawn loan fees150,06279,57228,807258,441
Leased merchandise income115,499115,499
Interest and fees on retail finance products73,96273,962
Wholesale scrap jewelry sales72,33438,15441,644152,132
Other revenue3,3913,391
Total revenue498,072292,04295,309189,461(196)1,074,688
Cost of revenue:
Cost of retail merchandise sold156,453113,76315,507(104)285,619

Item 1. Financial Statements (Unaudited)

FAQ

What is FirstCash Holdings's latin america — wholesale scrap jewelry sales?
FirstCash Holdings (FCFS) reported latin america — wholesale scrap jewelry sales of $38.15M in Q2 2026.
How has FirstCash Holdings's latin america — wholesale scrap jewelry sales changed year-over-year?
FirstCash Holdings's latin america — wholesale scrap jewelry sales increased by 278.7% year-over-year, from $10.08M to $38.15M.
What is the long-term trend for FirstCash Holdings's latin america — wholesale scrap jewelry sales?
Over 4 years (2021 to 2025), FirstCash Holdings's latin america — wholesale scrap jewelry sales has grown at a 38.5% compound annual growth rate (CAGR), from $30.03M to $110.5M.
What does latin america — wholesale scrap jewelry sales mean?
This represents revenue from the bulk sale of scrap jewelry that has been forfeited by pawn customers or purchased directly in the Latin American segment. It serves as a critical channel for liquidating non-performing or excess inventory into cash. This metric reflects the efficiency of the company's inventory management and its ability to capture value from precious metals.

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