First Citizens BancShares FCNCA EBITDA margin

EBITDA margin at other companies

Citizens Financial GroupCFG

78.8%-8.4pp

JPMorgan ChaseJPM

97.3%-4.8pp

Bank of AmericaBAC

102.4%-13.1pp

Wells Fargo & CompanyWFC

87.4%-1.7pp

Truist FinancialTFC

81.1%—

Huntington BancsharesHBAN

89.3%-13.2pp

Questions, answered.

What does EBITDA margin mean?

Operating cash profitability per sales dollar, before interest, taxes, and non-cash charges.

How do you interpret EBITDA margin?

Useful for comparing operating profitability across firms with different depreciation policies and leverage. High EBITDA margin alongside heavy capex can still mean weak free cash flow — pair it with FCF margin.

How does EBITDA margin compare across companies?

Widely used to compare capital-intensive businesses on a like-for-like basis. Less meaningful for banks and insurers.