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Fifth District Bancorp

FDSB

Fifth District Bancorp, Inc. is a federally-chartered savings and loan holding company that operates primarily through its subsidiary, Fifth District Savings Bank.

Market cap
$92.66M+24.4%
Net income$4.4M+479%
Free cash flow$1.8M+151%
EPS (diluted)$0.87
Trailing twelve months · change vs. prior year

Earnings

Next report

Date not yet announced

Financials

Q1 2026

Income statement

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Net income$387.0K+396%
EPS (diluted)$0.08+300%

Balance sheet

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Cash & equivalents$23.3M-22.6%
Total equity$129.3M+1.6%
Total assets$535.7M+0.9%

Cash flow

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Operating cash flow$1.0M+26.0%
CapEx$301.0K+419%
Free cash flow$736.0K-3.8%

Valuation & ratios

Valuation

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Market cap$92.66M+24.4%
P/E21.1×

Returns & leverage

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Return on equity3.4%

Segments

By product

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Atm And Check Card Fees$97.0K+1.0%
Deposit Service And Account Maintenance And Insufficient Funds Fees$53.0K+3.9%

Competitors

Profile

Fifth District Bancorp, Inc. is a federally-chartered savings and loan holding company that operates primarily through its subsidiary, Fifth District Savings Bank. The company provides traditional community banking services, focusing on residential mortgage lending and retail deposit gathering within the New Orleans-Metairie metropolitan area. Its core value proposition centers on long-standing community relationships and a conservative portfolio-lending model.

Competitive position

A community-focused thrift with a significant local presence in Jefferson and Orleans Parishes, competing against both national money center banks and local credit unions.

GeographiesUnited States, Louisiana
Customer segmentsRetail, SME, Professional Services
Business modelInterest Income, Portfolio Lending, Retail Banking
SuppliersFederal Home Loan Bank of Dallas, Depositors, Independent state-licensed appraisers
CustomersResidential homebuyers, Local commercial enterprises, Real estate investors
Listed2024
CEOAmie L. Lyons
FilingsSEC EDGAR

Questions, answered.

What is Fifth District Bancorp's market cap?
Fifth District Bancorp (FDSB) has a market capitalization of $92.7M and trades on XNAS.
Who are Fifth District Bancorp's competitors?
Fifth District Bancorp's key competitors include JPMorgan Chase & Co., Hancock Whitney Corporation, FB Bancorp, Inc. Common Stock, and others. These companies compete in similar markets and product categories.
Who does Fifth District Bancorp partner with?
Fifth District Bancorp's notable partners include Bankers Healthcare Group, LLC, Federal Home Loan Bank of Dallas, First National Bankers Bank.
What subsidiaries does Fifth District Bancorp have?
Fifth District Bancorp's subsidiaries include Fifth District Savings Bank.
Where is Fifth District Bancorp headquartered?
Fifth District Bancorp is headquartered in United States of America. It has been publicly traded since 2024.