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Segments

By product

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Insufficient Funds Fees$161K-1.8%
Atm And Check Card Fees$100K+14.9%
Deposit Service And Account Maintenance And Insufficient Funds Fees$53K+1.9%
Deposit Service And Account Maintenance Fees$51K-3.8%

Other financials

Income statement

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Net income$384.0K-87.7%
EPS (diluted)$0.08-86.9%

Balance sheet

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Cash & equivalents$19.2M-30.8%
Total debt$4.0M
Total equity$129.0M-1.4%
Total assets$532.1M-1.4%

Cash flow

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Operating cash flow$862.0K+100%
CapEx$266.0K+47.0%
Free cash flow$596.0K+139%

Valuation

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Market cap$95.55M+24.0%
P/E57.7×
P/S6.4×+1.7×

Profitability

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Net margin11.1%
FCF margin2.4%

Returns & leverage

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Return on equity1.3%
Debt / equity0.1×

Where this comes from

Calculated from Fifth District Bancorp’s reported figures.

The source filing: Fifth District Bancorp’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 5:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-093464
(in thousands)Three Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Total Provision for Credit Losses
Net Interest Income After Provision for Credit Losses3,7163,1487,2686,085
Non-Interest Income
Deposit Service Charges and Fees5352107103
ATM and Check Card Fees10087197196
Bank Owned Life Insurance74100143176
Gain on Sale of Real Estate Owned21214
Gain on Insurance Proceeds3,4693,469

Item 1.Financial Statements

FAQ

What is Fifth District Bancorp's total revenue?
Fifth District Bancorp (FDSB) reported total revenue of $3.96M in Q2 2026.
How has Fifth District Bancorp's total revenue changed year-over-year?
Fifth District Bancorp's total revenue decreased by 42.4% year-over-year, from $6.87M to $3.96M.
What is the long-term trend for Fifth District Bancorp's total revenue?
Over 2 years (2023 to 2025), Fifth District Bancorp's total revenue has grown at a 25.2% compound annual growth rate (CAGR), from $11.03M to $17.28M.
What does total revenue mean?
The aggregate of all revenue from the company's operations — the top line from which all profitability metrics are derived.

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