What is Fifth District Bancorp's free cash flow margin?

Fifth District Bancorp (FDSB) reported free cash flow margin of 67.2% in Q3 2025.

What does free cash flow margin mean?

Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

Fifth District Bancorp FDSB Free cash flow margin

Free cash flow margin at other companies

Hancock Whitney CorporationHWC

36.8%-1.0pp

Sound Financial BancorpSFBC

18.1%+10.4pp

Pathfinder BancorpPBHC

44.5%—

Texas Community Bancshares, Inc.TCBS

14.1%+11.9pp

SR Bancorp, Inc.SRBK

-22.7%—

ECB Bancorp, Inc.ECBK

22.2%+5.5pp

Other financials

Income statement

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Revenue$151.3K-2.3%

Net income$387.0K+396%

EPS (diluted)$0.08+300%

Balance sheet

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Cash & equivalents$23.3M-22.6%

Total debt$4.0M—

Total equity$129.3M+1.6%

Total assets$535.7M+0.9%

Cash flow

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Operating cash flow$1.0M+26.0%

CapEx$301.0K+419%

Free cash flow$736.0K-3.8%

Valuation

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Market cap$85.45M+24.5%

P/E19.4×—

P/S141.2×+24.3×

Profitability

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Net margin675.7%—

Returns & leverage

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Return on equity3.4%—

Debt / equity0.1×—

Where this comes from

Calculated from Fifth District Bancorp’s reported figures.

free cash flow/total revenue=67.2%

Based on trailing twelve months.

The official record: Fifth District Bancorp’s 10-Q, filed November 10, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is Fifth District Bancorp's free cash flow margin?: Fifth District Bancorp (FDSB) reported free cash flow margin of 67.2% in Q3 2025.
What does free cash flow margin mean?: Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.