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Fifth District Bancorp FDSB Net Interest Income

Net Interest Income at other companies

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Other financials

Income statement

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Revenue$151.3K-2.3%
Net income$387.0K+396%
EPS (diluted)$0.08+300%

Balance sheet

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Cash & equivalents$23.3M-22.6%
Total debt$4.0M
Total equity$129.3M+1.6%
Total assets$535.7M+0.9%

Cash flow

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Operating cash flow$1.0M+26.0%
CapEx$301.0K+419%
Free cash flow$736.0K-3.8%

Valuation

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Market cap$85.45M+24.5%
P/E19.4×
P/S141.2×+24.3×

Profitability

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Net margin675.7%
FCF margin67.2%

Returns & leverage

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Return on equity3.4%
Debt / equity0.1×

Where this comes from

Reported directly by Fifth District Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Fifth District Bancorp’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Fifth District Bancorp's net interest income?
Fifth District Bancorp (FDSB) reported net interest income of $3.55M in Q1 2026.
How has Fifth District Bancorp's net interest income changed year-over-year?
Fifth District Bancorp's net interest income increased by 20.8% year-over-year, from $2.94M to $3.55M.
What is the long-term trend for Fifth District Bancorp's net interest income?
Over 2 years (2023 to 2025), Fifth District Bancorp's net interest income has grown at a 13.1% compound annual growth rate (CAGR), from $10.05M to $12.85M.
What does net interest income mean?
This is the difference between the interest income generated from loans and investments and the interest expense paid on deposits and other liabilities. It represents the core profitability of the bank's primary business model of intermediating funds. A stable or growing net interest income is essential for long-term financial health.