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Fifth District Bancorp FDSB Q4 2025 Annual earnings

Reported March 24, 2026 · Before market open

Revenue$1.5M
EPS$0.11

Next report

Date not yet announced

Financials

Q4 2025

Income statement

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Revenue$151.3K-2.3%
Net income$541.0K—
EPS (diluted)$0.11—

Balance sheet

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Cash & equivalents$33.9M-10.7%
Total equity$129.8M+3.2%
Total assets$534.4M+1.3%

Cash flow

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Operating cash flow-+100%
CapEx$82.0K+215%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$82.84M+18.1%
P/E20.3×—
P/S136.9×+23.6×

Profitability

See full
Net margin675.7%—

Returns & leverage

See full
Return on equity3.2%—

Segments

By product

See full
Atm And Check Card Fees$101.0K-2.9%
Insufficient Funds Fees$40.3K-1.8%
Deposit Service And Account Maintenance Fees$12.8K-3.8%

Versus estimates

Revenue

Q1 2026$5.7M
Q4 2025$1.5M
Q3 2025$5.9MQ2 2025$9.2MQ1 2025$5.5MQ4 2024$5.4M

Diluted EPS

Q1 2026$0.08
Q4 2025$0.11
Q3 2025$0.07Q2 2025$0.61Q1 2025$0.02Q4 2024$0.03

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Questions, answered.

When did Fifth District Bancorp report Q4 2025 earnings?
Fifth District Bancorp (FDSB) reported Q4 2025 earnings on March 24, 2026 before market open.
What were Fifth District Bancorp's Q4 2025 revenue and EPS?
Fifth District Bancorp reported revenue of $1.5M and eps of $0.11 for Q4 2025.
How did Fifth District Bancorp's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 72.8% from $5.4M a year earlier and eps grew 266.7% from $0.03.
Where can I find Fifth District Bancorp's Q4 2025 SEC filings?
You can read the 10-K periodic report (0001104659-26-033945) directly on SEC EDGAR. The filing index links above go to sec.gov.