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First Financial Bankshares FFIN Q3 2025 earnings

Reported October 23, 2025 · After market close

Revenue$157.5MMiss by $4.7M
EPS$0.36Miss by $0.07
Revenue estimate$162.3M
EPS estimate$0.43

Next report

Oct 22, 2026 (In 2 weeks)
Revenue estimate$178.9M
EPS estimate$0.52

Financials

Q3 2025

Income statement

See full
Revenue$161.3M+15.6%
Net income$52.3M-5.5%
EPS (diluted)$0.36-7.7%

Balance sheet

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Cash & equivalents$650.8M+11.5%
Total debt$22.0M-15.5%
Total equity$1.8B+10.1%
Total assets$14.8B+9.3%

Cash flow

See full
Operating cash flow$86.5M+7.1%
CapEx$2.8M-8.7%
Free cash flow$83.7M+7.7%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$4.78B-9.5%
Enterprise value$4.16B-12.1%
P/E19.7×-5.8×
P/S7.8×-2.3×

Profitability

See full
Net margin39.5%-0.1pp
FCF margin48.3%-2.9pp

Returns & leverage

See full
Return on equity13.9%-0.4pp
Debt / equity0×0.0×

FAQ

When did First Financial Bankshares report Q3 2025 earnings?
First Financial Bankshares (FFIN) reported Q3 2025 earnings on October 23, 2025 after market close.
What were First Financial Bankshares's Q3 2025 revenue and EPS?
First Financial Bankshares reported revenue of $157.5M and eps of $0.36 for Q3 2025.
Did First Financial Bankshares beat estimates in Q3 2025?
Revenue missed the consensus estimate of $162.3M by $4.7M. EPS missed the consensus estimate of $0.43 by $0.07.
How did First Financial Bankshares's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 15.8% from $136.0M a year earlier and eps declined 7.7% from $0.39.
Where can I find First Financial Bankshares's Q3 2025 SEC filings?
You can read the 8-K earnings release (0001193125-25-249803) and the 10-Q periodic report (0001193125-25-272373) directly on SEC EDGAR. The filing index links above go to sec.gov.