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First Financial Bankshares FFIN Interest Expense, Deposits

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Other financials

Income statement

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Revenue$172.8M+10.3%
Net income$71.9M+7.9%
EPS (diluted)$0.50+6.4%

Balance sheet

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Cash & equivalents$737.1M-20.5%
Total debt$21.8M-1.5%
Total equity$2.0B+14.9%
Total assets$15.3B+6.5%

Cash flow

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Operating cash flow$101.6M+32.3%
CapEx$4.1M+95.8%
Free cash flow$97.5M+30.5%

Valuation

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Market cap$4.93B+2.2%
P/E18.3×-1.3×
P/S7.4×-0.7×

Profitability

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Net margin40.4%-1.1pp
FCF margin47.5%-4.4pp

Returns & leverage

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Return on equity14.4%-0.7pp
Debt / equity0.0×

Where this comes from

Reported directly by First Financial Bankshares in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseDeposits.

The source filing: First Financial Bankshares’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 4:12 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001193125-26-206412
Line itemThree-Months Ended March 31, 2026Three-Months Ended March 31, 2025
Interest on federal funds sold and interest-bearing demand deposits in banks4,2493,264
Total interest income182,945167,110
INTEREST EXPENSE:
Interest on deposits47,85147,549
Interest on repurchase agreements and borrowings303772
Total interest expense48,15448,321
Net interest income134,791118,789
PROVISION FOR CREDIT LOSSES2,2913,528

Item 1. Financial Statements.

FAQ

What is First Financial Bankshares's interest expense, deposits?
First Financial Bankshares (FFIN) reported interest expense, deposits of $47.85M in Q1 2026.
How has First Financial Bankshares's interest expense, deposits changed year-over-year?
First Financial Bankshares's interest expense, deposits increased by 0.6% year-over-year, from $47.55M to $47.85M.
What is the long-term trend for First Financial Bankshares's interest expense, deposits?
Over 4 years (2021 to 2025), First Financial Bankshares's interest expense, deposits has grown at a 143.2% compound annual growth rate (CAGR), from $5.71M to $199.5M.

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