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Financial Institutions FISI Total Interest Expense

Total Interest Expense at other companies

M&T Bank logo
M&T BankMTB
$150M-4.5%
KeyCorp logo
KeyCorpKEY
$151M-21.8%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$6.93M-6.4%
SMB
SmartFinancialSMBK
$27.72M-2.0%
First Business Financial Services logo
First Business Financial ServicesFBIZ
$23.93M+4.0%
HBT
HBT Financial, Inc.HBT
$17.25M+34.4%

Other financials

Income statement

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Revenue$64.3M+7.7%
Net income$21.2M+20.8%
EPS (diluted)$1.04+22.4%

Balance sheet

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Cash & equivalents$99.2M+6.6%
Total debt$260.7M+5.1%
Total equity$643.4M+6.9%
Total assets$6.3B+3.1%

Cash flow

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Operating cash flow$23.7M+137%
CapEx$650.0K-20.3%
Free cash flow$23.0M+151%

Valuation

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Market cap$820.77M+64.0%
Enterprise value$982.29M+49.8%
P/E9.9×
P/S3.2×

Profitability

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Net margin32.4%
FCF margin33%-35.0pp

Returns & leverage

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Return on equity13.3%+10.0pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Financial Institutions in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseLongTermDebt.

The source filing: Financial Institutions’s 10-Q, filed May 4, 2026.

Filed
May 4, 2026, 4:06 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001193125-26-203962
(In thousands, except per share amounts)Three months ended March 31, 2026Three months ended March 31, 2025
Interest expense:
Deposits27,23232,136
Short-term borrowings640491
Long-term borrowings1,6981,560
Total interest expense29,57034,187
Net interest income51,99346,864
Provision for credit losses2,2392,928
Net interest income after provision for credit losses49,75443,936

ITEM 1. Financial Statements

FAQ

What is Financial Institutions's total interest expense?
Financial Institutions (FISI) reported total interest expense of $1.7M in Q1 2026.
How has Financial Institutions's total interest expense changed year-over-year?
Financial Institutions's total interest expense increased by 8.8% year-over-year, from $1.56M to $1.7M.
What is the long-term trend for Financial Institutions's total interest expense?
Over 4 years (2021 to 2025), Financial Institutions's total interest expense has grown at a 12.6% compound annual growth rate (CAGR), from $4.24M to $6.81M.
What does total interest expense mean?
The aggregate cost incurred by the institution for interest-bearing liabilities, including customer deposits, short-term borrowings, and long-term debt. It serves as a primary indicator of the bank's cost of funds and funding strategy efficiency.

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