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SmartFinancial SMBK Total Interest Expense

Total Interest Expense at other companies

First Horizon logo
First HorizonFHN
$18M0.0%
Regions Financial logo
Regions FinancialRF
$52M-38.8%
Financial Institutions logo
Financial InstitutionsFISI
$1.7M+8.8%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$7.4M+0.2%
First Commonwealth Financial logo
First Commonwealth FinancialFCF
$45.45M-5.3%
Trico Bancshares logo
Trico BancsharesTCBK
$25.92M-10.2%

Other financials

Income statement

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Revenue$53.8M+14.9%
Net income$13.7M+21.6%
EPS (diluted)$0.81+20.9%

Balance sheet

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Cash & equivalents$346.1M-18.2%
Total debt$11.4M-7.0%
Total equity$562.0M+11.1%
Total assets$5.9B+9.2%

Cash flow

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Operating cash flow$16.4M+14.5%
CapEx$6.2M+568%
Free cash flow$10.2M-24.0%

Valuation

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Market cap$790.12M+46.9%
Enterprise value$455.43M+258%
P/E15×+0.8×
P/S3.8×+0.8×

Profitability

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Net margin25.4%+4.1pp
FCF margin27.1%-4.1pp

Returns & leverage

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Return on equity9.9%+2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by SmartFinancial in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseDeposits.

The official record: SmartFinancial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SmartFinancial's total interest expense?
SmartFinancial (SMBK) reported total interest expense of $26.53M in Q1 2026.
How has SmartFinancial's total interest expense changed year-over-year?
SmartFinancial's total interest expense decreased by 2.9% year-over-year, from $27.34M to $26.53M.
What is the long-term trend for SmartFinancial's total interest expense?
Over 4 years (2021 to 2025), SmartFinancial's total interest expense has grown at a 89.8% compound annual growth rate (CAGR), from $8.85M to $114.75M.
What does total interest expense mean?
The aggregate cost incurred by the bank on all interest-bearing liabilities, including customer deposits, wholesale borrowings, and subordinated debt. This metric measures the bank's cost of funding its operations and is a primary driver of net interest margin. Monitoring this helps assess the bank's sensitivity to interest rate fluctuations and its ability to manage funding costs.