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Flagstar Bank FLG Gross loans

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Other financials

Income statement

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Revenue$516.0M+4.0%
Net income$34.0M+149%
EPS (diluted)$0.06+132%

Balance sheet

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Cash & equivalents$5.2B-36.6%
Total debt$23.9B+43.7%
Total equity$8.1B+0.6%
Total assets$87.7B-4.9%

Cash flow

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Operating cash flow$226.0M
CapEx$11.0M+1,000%
Free cash flow$3.0B+1,543%

Valuation

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Market cap$5.9B+19.0%
Enterprise value$24.63B+83.5%
P/S2.9×

Profitability

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Net margin-18.5%-8.5pp
FCF margin97.8%

Returns & leverage

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Return on equity-4.7%-2.2pp
Debt / equity2.9×+0.9×

Where this comes from

Reported directly by Flagstar Bank in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss.

The source filing: Flagstar Bank’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:08 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000910073-26-000068
Line itemJune 30, 2026December 31, 2025
Debt securities available-for-sale16,55315,701
Equity investments with readily determinable fair values, at fair value1465
Loans held for sale208265
Loans and leases held for investment, net of deferred loan fees and costs60,98760,732
Less: Allowance for credit losses on loans and leases(869)(1,030)
Total loans and leases held for investment, net60,11859,702
Premises and equipment, net472477
Core deposit and other intangibles333381

Item 1. Condensed Consolidated Financial Statements

FAQ

What is Flagstar Bank's gross loans?
Flagstar Bank (FLG) reported gross loans of $60.99B in Q2 2026.
How has Flagstar Bank's gross loans changed year-over-year?
Flagstar Bank's gross loans decreased by 4.9% year-over-year, from $64.12B to $60.99B.
What is the long-term trend for Flagstar Bank's gross loans?
Over 5 years (2020 to 2025), Flagstar Bank's gross loans has grown at a 7.2% compound annual growth rate (CAGR), from $42.81B to $60.73B.
What does gross loans mean?
Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.

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