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Flagstar Bank FLG Loans 90+ Days Past Due

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Other financials

Income statement

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Revenue$516.0M+4.0%
Net income$34.0M+149%
EPS (diluted)$0.06+132%

Balance sheet

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Cash & equivalents$5.2B-36.6%
Total debt$23.9B+43.7%
Total equity$8.1B+0.6%
Total assets$87.7B-4.9%

Cash flow

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Operating cash flow$226.0M
CapEx$11.0M+1,000%
Free cash flow$3.0B+1,543%

Valuation

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Market cap$5.9B+19.0%
Enterprise value$24.63B+83.5%
P/S2.9×

Profitability

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Net margin-18.5%-8.5pp
FCF margin97.8%

Returns & leverage

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Return on equity-4.7%-2.2pp
Debt / equity2.9×+0.9×

Where this comes from

Reported directly by Flagstar Bank in its filing.

Tagged under the XBRL concept us-gaap:FairValueOptionLoansHeldAsAssetsAggregateDifference.

The source filing: Flagstar Bank’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:08 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000910073-26-000068
Line itemJune 30, 2026 / Unpaid Principal BalanceJune 30, 2026 / Fair ValueJune 30, 2026 / Fair Value Over / (Under) UPBDecember 31, 2025 / Unpaid Principal BalanceDecember 31, 2025 / Fair ValueDecember 31, 2025 / Fair Value Over / (Under) UPB
Loans held for sale$5$5$6$7$1
Total non-accrual loans$5$5$6$7$1
Accrual loans:
Loans held for sale$202$203$1$230$234$4
Total accrual loans$202$203$1$230$234$4
Total loans:
Loans held for sale$207$208$1$236$241$5
Total loans$207$208$1$236$241$5

Item 1. Condensed Consolidated Financial Statements

FAQ

What is Flagstar Bank's loans 90+ days past due?
Flagstar Bank (FLG) reported loans 90+ days past due of $1M in Q2 2026.
What does loans 90+ days past due mean?
This metric quantifies the total volume of loans that are 90 days or more past their scheduled payment date but are still classified as performing. It serves as a leading indicator of potential credit deterioration and future non-performing assets. High levels of 90-day delinquencies often signal a need for increased loan loss provisions.

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