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Flagstar Bank FLG Unpaid Principal Balance

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Other financials

Income statement

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Revenue$516.0M+4.0%
Net income$34.0M+149%
EPS (diluted)$0.06+132%

Balance sheet

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Cash & equivalents$5.2B-36.6%
Total debt$23.9B+43.7%
Total equity$8.1B+0.6%
Total assets$87.7B-4.9%

Cash flow

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Operating cash flow$226.0M
CapEx$11.0M+1,000%
Free cash flow$3.0B+1,543%

Valuation

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Market cap$5.9B+19.0%
Enterprise value$24.63B+83.5%
P/S2.9×

Profitability

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Net margin-18.5%-8.5pp
FCF margin97.8%

Returns & leverage

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Return on equity-4.7%-2.2pp
Debt / equity2.9×+0.9×

Where this comes from

Reported directly by Flagstar Bank in its filing.

Tagged under the XBRL concept fbc:FairValueOptionContractualPrincipalOutstandingAssets.

The source filing: Flagstar Bank’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:08 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000910073-26-000068
Line itemJune 30, 2026 / Unpaid Principal BalanceJune 30, 2026 / Fair ValueJune 30, 2026 / Fair Value Over / (Under) UPBDecember 31, 2025 / Unpaid Principal BalanceDecember 31, 2025 / Fair ValueDecember 31, 2025 / Fair Value Over / (Under) UPB
Loans held for sale$5$5$6$7$1
Total non-accrual loans$5$5$6$7$1
Accrual loans:
Loans held for sale$202$203$1$230$234$4
Total accrual loans$202$203$1$230$234$4
Total loans:
Loans held for sale$207$208$1$236$241$5
Total loans$207$208$1$236$241$5

Item 1. Condensed Consolidated Financial Statements

FAQ

What is Flagstar Bank's unpaid principal balance?
Flagstar Bank (FLG) reported unpaid principal balance of $207M in Q2 2026.
How has Flagstar Bank's unpaid principal balance changed year-over-year?
Flagstar Bank's unpaid principal balance decreased by 33.4% year-over-year, from $311M to $207M.
What is the long-term trend for Flagstar Bank's unpaid principal balance?
Over 3 years (2022 to 2025), Flagstar Bank's unpaid principal balance has grown at a -40.0% compound annual growth rate (CAGR), from $1.1B to $236M.
What does unpaid principal balance mean?
Unpaid Principal Balance as reported by Flagstar Financial, Inc..

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