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Flagstar Bank FLG Interest Income

Interest Income at other companies

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JPMorgan ChaseJPM
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$453.39M+14.8%
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Eastern Bankshares, Inc.EBC
$308.48M+27.9%
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$157.53M+7.5%
SMB
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$69.55M+13.9%
Regions Financial logo
Regions FinancialRF
$1.35B-1.9%

Other financials

Income statement

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Revenue$516.0M+4.0%
Net income$34.0M+149%
EPS (diluted)$0.06+132%

Balance sheet

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Cash & equivalents$5.2B-36.6%
Total debt$23.9B+43.7%
Total equity$8.1B+0.6%
Total assets$87.7B-4.9%

Cash flow

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Operating cash flow$226.0M
CapEx$11.0M+1,000%
Free cash flow$3.0B+1,543%

Valuation

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Market cap$5.9B+19.0%
Enterprise value$24.63B+83.5%
P/S2.9×

Profitability

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Net margin-18.5%-8.5pp
FCF margin97.8%

Returns & leverage

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Return on equity-4.7%-2.2pp
Debt / equity2.9×+0.9×

Where this comes from

Reported directly by Flagstar Bank in its filing.

Tagged under the XBRL concept us-gaap:InterestAndFeeIncomeLoansAndLeases.

The source filing: Flagstar Bank’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:08 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000910073-26-000068
(in millions, except per share data)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
INTEREST INCOME:
Loans and leases$751$840$1,505$1,700
Securities and money market investments225303455607
Total interest income9761,1431,9602,307
INTEREST EXPENSE:
Interest-bearing checking and money market accounts126162240329
Savings accounts97110198221
Certificates of deposit201287404595

Item 1. Condensed Consolidated Financial Statements

FAQ

What is Flagstar Bank's interest income?
Flagstar Bank (FLG) reported interest income of $751M in Q2 2026.
How has Flagstar Bank's interest income changed year-over-year?
Flagstar Bank's interest income decreased by 10.6% year-over-year, from $840M to $751M.
What is the long-term trend for Flagstar Bank's interest income?
Over 3 years (2021 to 2024), Flagstar Bank's interest income has grown at a 42.0% compound annual growth rate (CAGR), from $1.53B to $4.37B.
What does interest income mean?
Income earned from interest-bearing assets including cash deposits, money market funds, treasury securities, corporate bonds, and customer financing receivables.

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