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Flagstar Bank FLG FDIC assessments

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Other financials

Income statement

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Revenue$516.0M+4.0%
Net income$34.0M+149%
EPS (diluted)$0.06+132%

Balance sheet

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Cash & equivalents$5.2B-36.6%
Total debt$23.9B+43.7%
Total equity$8.1B+0.6%
Total assets$87.7B-4.9%

Cash flow

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Operating cash flow$226.0M
CapEx$11.0M+1,000%
Free cash flow$3.0B+1,543%

Valuation

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Market cap$5.82B+17.2%
Enterprise value$24.54B+82.8%
P/S2.9×

Profitability

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Net margin-18.5%-8.5pp
FCF margin97.8%

Returns & leverage

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Return on equity-4.7%-2.2pp
Debt / equity2.9×+0.9×

Where this comes from

Reported directly by Flagstar Bank in its filing.

Tagged under the XBRL concept us-gaap:FederalDepositInsuranceCorporationPremiumExpense.

The source filing: Flagstar Bank’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:08 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000910073-26-000068
(in millions, except per share data)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Compensation and benefits220237448481
Occupancy and equipment465396108
Software expense49389680
FDIC insurance30496099
Professional services19234149
General and administrative6372127151
Total operating expense427472868968
Intangible asset amortization23274855

Item 1. Condensed Consolidated Financial Statements

FAQ

What is Flagstar Bank's FDIC assessments?
Flagstar Bank (FLG) reported FDIC assessments of $30M in Q2 2026.
How has Flagstar Bank's FDIC assessments changed year-over-year?
Flagstar Bank's FDIC assessments decreased by 38.8% year-over-year, from $49M to $30M.
What does FDIC assessments mean?
FDIC assessments

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