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Flagstar Bank FLG Stock-Based Comp

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Other financials

Income statement

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Revenue$516.0M+4.0%
Net income$34.0M+149%
EPS (diluted)$0.06+132%

Balance sheet

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Cash & equivalents$5.2B-36.6%
Total debt$23.9B+43.7%
Total equity$8.1B+0.6%
Total assets$87.7B-4.9%

Cash flow

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Operating cash flow$226.0M
CapEx$11.0M+1,000%
Free cash flow$3.0B+1,543%

Valuation

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Market cap$5.9B+17.2%
Enterprise value$24.63B+82.8%
P/S2.9×

Profitability

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Net margin-18.5%-8.5pp
FCF margin97.8%

Returns & leverage

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Return on equity-4.7%-2.2pp
Debt / equity2.9×+0.9×

Where this comes from

Reported directly by Flagstar Bank in its filing.

Tagged under the XBRL concept us-gaap:ShareBasedCompensation.

The source filing: Flagstar Bank’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:08 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000910073-26-000068
(in millions)Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Adjustments to reconcile net income (loss) to net cash used in operating activities:
Provision for credit losses18143
Depreciation and amortization6876
Stock-based compensation3329
Deferred tax expense (benefit)31(80)
Other operating activities(79)40
Changes in operating assets and liabilities:
Decrease in other miscellaneous assets20164

Item 1. Condensed Consolidated Financial Statements

FAQ

What is Flagstar Bank's stock-based comp?
Flagstar Bank (FLG) reported stock-based comp of $19M in Q2 2026.
How has Flagstar Bank's stock-based comp changed year-over-year?
Flagstar Bank's stock-based comp increased by 35.7% year-over-year, from $14M to $19M.
What is the long-term trend for Flagstar Bank's stock-based comp?
Over 4 years (2021 to 2025), Flagstar Bank's stock-based comp has grown at a 18.4% compound annual growth rate (CAGR), from $31M to $61M.
What does stock-based comp mean?
Total non-cash stock-based compensation expense for equity awards (RSUs, options, ESPP), added back to net income in cash flow reconciliation.

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