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Farmers National Banc Corp FMNB Bank — Interest Expense Deposits

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Other financials

Income statement

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Revenue$100.5M+43.9%
Net income$23.0M+65.6%
EPS (diluted)$0.38-2.6%

Balance sheet

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Cash & equivalents$42.6M+112%
Total debt$467.1M+57.0%
Total equity$784.0M+79.1%
Total assets$7.1B+37.9%

Cash flow

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Operating cash flow$26.5M+89.2%
CapEx$568.0K-64.4%
Free cash flow$26.0M+109%

Valuation

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Market cap$931.37M+80.6%
Enterprise value$1.36B+71.0%
P/E14×+3.8×
P/S2.9×+0.6×

Profitability

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Net margin20.5%-1.8pp
FCF margin18.7%-4.7pp

Returns & leverage

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Return on equity10.9%-1.2pp
Debt / equity0.6×-0.1×

Where this comes from

Reported directly by Farmers National Banc Corp in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseDeposits.

The source filing: Farmers National Banc Corp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 10:11 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437749-26-026085
(In Thousands of Dollars) / For Three Months Ended June 30, 2026Trust / SegmentBank / SegmentConsolidated / Segment totals
Reconciliation of revenue
Other revenues11,971
Total consolidated revenues100,507
Interest expense - deposits025,98525,985
Interest expense - borrowings04,0774,077
Credit for credit losses and unfunded loans02,4372,437
Payroll expenses1,65819,62621,284
Total consolidated segment expenses1,65852,12553,783

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FAQ

What is Farmers National Banc Corp's bank — interest expense deposits?
Farmers National Banc Corp (FMNB) reported bank — interest expense deposits of $25.99M in Q2 2026.
How has Farmers National Banc Corp's bank — interest expense deposits changed year-over-year?
Farmers National Banc Corp's bank — interest expense deposits increased by 28.4% year-over-year, from $20.24M to $25.99M.
What is the long-term trend for Farmers National Banc Corp's bank — interest expense deposits?
Over 3 years (2022 to 2025), Farmers National Banc Corp's bank — interest expense deposits has grown at a 82.7% compound annual growth rate (CAGR), from $13.09M to $79.78M.
What does bank — interest expense deposits mean?
This metric measures the total interest paid by the bank to depositors for holding their funds in savings, checking, or time-deposit accounts. It represents a significant portion of the bank's cost of funds and directly impacts the net interest margin. Managing this expense is crucial for maintaining profitability in competitive interest rate environments.

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