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Westamerica Bank WABC Deposit Account — Interest Expense Deposits

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Other financials

Income statement

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Revenue$64.5M-12.2%
Net income$27.4M-5.8%
EPS (diluted)$1.13-13.1%

Balance sheet

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Cash & equivalents$397.3M-45.4%
Total debt$165.5M+24.2%
Total equity$882.7M-4.4%
Total assets$5.9B-1.7%

Cash flow

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Operating cash flow$39.7M-6.3%
CapEx$1.0M+410%
Free cash flow$38.7M-8.2%

Valuation

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Market cap$1.39B+14.9%
Enterprise value$1.16B+88.3%
P/E12.1×+3.0×
P/S5.4×-0.2×

Profitability

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Net margin45%-2.2pp
FCF margin46.4%-1.2pp

Returns & leverage

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Return on equity12.7%-2.8pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Westamerica Bank in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseDeposits.

The official record: Westamerica Bank’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Westamerica Bank's deposit account — interest expense deposits?
Westamerica Bank (WABC) reported deposit account — interest expense deposits of $3.09M in Q1 2026.
How has Westamerica Bank's deposit account — interest expense deposits changed year-over-year?
Westamerica Bank's deposit account — interest expense deposits decreased by 4.3% year-over-year, from $3.23M to $3.09M.
What is the long-term trend for Westamerica Bank's deposit account — interest expense deposits?
Over 2 years (2023 to 2025), Westamerica Bank's deposit account — interest expense deposits has grown at a 85.8% compound annual growth rate (CAGR), from $3.77M to $13.01M.
What does deposit account — interest expense deposits mean?
This metric represents the total interest costs incurred by the bank on its deposit-based liabilities within a specific business segment. It reflects the cost of funding operations through customer deposits and is a primary driver of the bank's net interest margin. Monitoring this figure helps assess the bank's sensitivity to interest rate fluctuations and its ability to manage funding costs relative to market benchmarks.