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F.N.B. Corporation FNB Community Banking — Noninterest Expense

Other segment segments

Wealth Management
$14M0.0%
Insurance
$5M0.0%

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Other financials

Income statement

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Revenue$463.0M+5.5%
Net income$149.0M+14.6%
EPS (diluted)$0.42+16.7%

Balance sheet

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Cash & equivalents$2.4B-2.1%
Total debt$5.0B+2.7%
Total equity$6.8B+4.8%
Total assets$51.0B+2.6%

Cash flow

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Operating cash flow$258.0M+110%
CapEx$17.0M-55.3%
Free cash flow$241.0M+184%

Valuation

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Market cap$6.84B+27.9%
Enterprise value$9.43B+21.5%
P/E11.3×-0.1×
P/S3.7×+0.5×

Profitability

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Net margin33%+4.5pp
FCF margin34%+9.2pp

Returns & leverage

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Return on equity9%+1.6pp
Debt / equity0.7×0.0×

Where this comes from

Reported directly by F.N.B. Corporation in its filing.

Tagged under the XBRL concept us-gaap:NoninterestExpense.

The source filing: F.N.B. Corporation’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 12:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000037808-26-000025
(in millions) / At or for the Three Months Ended June 30, 2026Community Banking / At or for the Three Months Ended June 30, 2026Wealth ManagementInsuranceParent and OtherConsolidated
Non-interest expense:
Salaries and employee benefits119124135
Other107218118
Total non-interest expense2261458253
Income tax expense (benefit)412(4)39
Net income (loss)$152$5$1$(9)$149
Total assets$50,660$52$34$253$50,999
Total loans and leases35,7185135,769

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is F.N.B. Corporation's community banking — noninterest expense?
F.N.B. Corporation (FNB) reported community banking — noninterest expense of $226M in Q2 2026.
How has F.N.B. Corporation's community banking — noninterest expense changed year-over-year?
F.N.B. Corporation's community banking — noninterest expense increased by 4.1% year-over-year, from $217M to $226M.
What is the long-term trend for F.N.B. Corporation's community banking — noninterest expense?
Over 3 years (2022 to 2025), F.N.B. Corporation's community banking — noninterest expense has grown at a 5.4% compound annual growth rate (CAGR), from $757M to $886M.
What does community banking — noninterest expense mean?
The aggregate operating costs required to support community banking activities, excluding interest expense and credit loss provisions. It includes personnel costs, technology investments, occupancy expenses, and other administrative overhead necessary to run the branch and digital banking network.

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