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F.N.B. Corporation FNB Insurance — Noninterest Expense

Other segment segments

Community Banking
$226M+4.1%
Wealth Management
$14M0.0%

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Other financials

Income statement

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Revenue$463.0M+5.5%
Net income$149.0M+14.6%
EPS (diluted)$0.42+16.7%

Balance sheet

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Cash & equivalents$2.4B-2.1%
Total debt$5.0B+2.7%
Total equity$6.8B+4.8%
Total assets$51.0B+2.6%

Cash flow

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Operating cash flow$258.0M+110%
CapEx$17.0M-55.3%
Free cash flow$241.0M+184%

Valuation

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Market cap$6.84B+27.9%
Enterprise value$9.43B+21.5%
P/E11.3×-0.1×
P/S3.7×+0.5×

Profitability

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Net margin33%+4.5pp
FCF margin34%+9.2pp

Returns & leverage

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Return on equity9%+1.6pp
Debt / equity0.7×0.0×

Where this comes from

Reported directly by F.N.B. Corporation in its filing.

Tagged under the XBRL concept us-gaap:NoninterestExpense.

The source filing: F.N.B. Corporation’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 12:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000037808-26-000025
(in millions) / At or for the Three Months Ended June 30, 2026Community Banking / At or for the Three Months Ended June 30, 2026Wealth ManagementInsuranceParent and OtherConsolidated
Non-interest expense:
Salaries and employee benefits119124135
Other107218118
Total non-interest expense2261458253
Income tax expense (benefit)412(4)39
Net income (loss)$152$5$1$(9)$149
Total assets$50,660$52$34$253$50,999
Total loans and leases35,7185135,769

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is F.N.B. Corporation's insurance — noninterest expense?
F.N.B. Corporation (FNB) reported insurance — noninterest expense of $5M in Q2 2026.
How has F.N.B. Corporation's insurance — noninterest expense changed year-over-year?
F.N.B. Corporation's insurance — noninterest expense decreased by 0.0% year-over-year, from $5M to $5M.
What is the long-term trend for F.N.B. Corporation's insurance — noninterest expense?
Over 3 years (2022 to 2025), F.N.B. Corporation's insurance — noninterest expense has grown at a 0.0% compound annual growth rate (CAGR), from $20M to $20M.
What does insurance — noninterest expense mean?
This metric captures all operating costs incurred by the insurance segment, excluding interest expenses, such as personnel, technology, and administrative overhead. It serves as a measure of the segment's operational efficiency and cost management discipline. Lowering this relative to revenue improves the segment's overall operating margin.

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