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Waterstone Financial WSBF Community Banking — Noninterest Expense

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Other financials

Income statement

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Revenue$55.2M
Net income$6.0M+97.5%
EPS (diluted)$0.53

Balance sheet

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Cash & equivalents$343.0M
Total debt$483.4M
Total equity$432.8M
Total assets$2.2B

Cash flow

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Operating cash flow-$647.0K-102%
CapEx$991.0K+274%
Free cash flow-$1.6M-106%

Valuation

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Market cap$364.31M+41.9%
P/E12.4×-1.3×
P/S1.4×

Profitability

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Net margin27.4%
FCF margin54.6%

Returns & leverage

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Return on equity16.7%
Debt / equity1.1×

Where this comes from

Reported directly by Waterstone Financial in its filing.

Tagged under the XBRL concept us-gaap:NoninterestExpense.

The official record: Waterstone Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Waterstone Financial's community banking — noninterest expense?
Waterstone Financial (WSBF) reported community banking — noninterest expense of $8.6M in Q1 2026.
How has Waterstone Financial's community banking — noninterest expense changed year-over-year?
Waterstone Financial's community banking — noninterest expense increased by 4.8% year-over-year, from $8.2M to $8.6M.
What is the long-term trend for Waterstone Financial's community banking — noninterest expense?
Over 4 years (2021 to 2025), Waterstone Financial's community banking — noninterest expense has grown at a 1.5% compound annual growth rate (CAGR), from $30.17M to $32.03M.
What does community banking — noninterest expense mean?
The aggregate of all operating expenses excluding interest expense, such as salaries, technology costs, and administrative overhead. This is a primary measure of the bank's operational efficiency and cost management discipline.