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F.N.B. Corporation FNB Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

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Other financials

Income statement

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Revenue$463.0M+5.5%
Net income$149.0M+14.6%
EPS (diluted)$0.42+16.7%

Balance sheet

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Cash & equivalents$2.4B-2.1%
Total debt$5.0B+2.7%
Total equity$6.8B+4.8%
Total assets$51.0B+2.6%

Cash flow

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Operating cash flow$258.0M+110%
CapEx$17.0M-55.3%
Free cash flow$241.0M+184%

Valuation

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Market cap$6.84B+27.9%
Enterprise value$9.43B+21.5%
P/E11.3×-0.1×
P/S3.7×+0.5×

Profitability

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Net margin33%+4.5pp
FCF margin34%+9.2pp

Returns & leverage

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Return on equity9%+1.6pp
Debt / equity0.7×0.0×

Where this comes from

Reported directly by F.N.B. Corporation in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The source filing: F.N.B. Corporation’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 12:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000037808-26-000025
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Total Interest Expense212235422471
Net Interest Income366348725671
Provision for credit losses22264043
Net Interest Income After Provision for Credit Losses344322685628
Non-Interest Income
Service charges24234745
Interchange and card transaction fees13142626
Trust services12112524

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is F.N.B. Corporation's net interest income (after provisions)?
F.N.B. Corporation (FNB) reported net interest income (after provisions) of $344M in Q2 2026.
How has F.N.B. Corporation's net interest income (after provisions) changed year-over-year?
F.N.B. Corporation's net interest income (after provisions) increased by 6.8% year-over-year, from $322M to $344M.
What is the long-term trend for F.N.B. Corporation's net interest income (after provisions)?
Over 4 years (2021 to 2025), F.N.B. Corporation's net interest income (after provisions) has grown at a 9.7% compound annual growth rate (CAGR), from $906M to $1.31B.
What does net interest income (after provisions) mean?
This metric adjusts net interest income by subtracting the provision for credit losses, which accounts for expected future loan defaults. It provides a more accurate view of the bank's sustainable profitability by accounting for the inherent risk in the lending portfolio. It is a key indicator of the bank's credit quality and risk management effectiveness.

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