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AmeriServ Financial ASRV Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

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$341M+11.4%
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$87.11M+0.9%
FRA
Franklin Financial Services CorporationFRAF
$18.3M+23.4%
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Eagle Financial ServicesEFSI
$13.94M+15.2%
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Provident Financial ServicesPFS
$195.86M+8.2%
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Community Financial SystemCBU
$129.08M+13.7%

Other financials

Income statement

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Revenue$3.6M+4.1%
Net income$1.8M-6.0%
EPS (diluted)$0.11-8.3%

Balance sheet

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Cash & equivalents$54.1M+129%
Total debt$3.8M-73.7%
Total equity$120.7M+9.0%
Total assets$1.5B+2.9%

Cash flow

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Operating cash flow$356.0K-40.6%
CapEx$400.0K+715%
Free cash flow-$44.0K-108%

Valuation

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Market cap$65.82M+34.2%
Enterprise value$15.55M-49.6%
P/E12×-1.3×
P/S4.5×+1.1×

Profitability

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Net margin37.2%+13.2pp
FCF margin11%-17.6pp

Returns & leverage

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Return on equity4.8%+1.4pp
Debt / equity-0.1×

Where this comes from

Reported directly by AmeriServ Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: AmeriServ Financial’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is AmeriServ Financial's net interest income (after provisions)?
AmeriServ Financial (ASRV) reported net interest income (after provisions) of $10.61M in Q1 2026.
How has AmeriServ Financial's net interest income (after provisions) changed year-over-year?
AmeriServ Financial's net interest income (after provisions) increased by 5.8% year-over-year, from $10.03M to $10.61M.
What is the long-term trend for AmeriServ Financial's net interest income (after provisions)?
Over 4 years (2021 to 2025), AmeriServ Financial's net interest income (after provisions) has grown at a 0.1% compound annual growth rate (CAGR), from $37.98M to $38.14M.
What does net interest income (after provisions) mean?
This metric represents the net interest income remaining after accounting for the provision for credit losses, which is the expense set aside to cover potential loan defaults. It provides a more accurate picture of the bank's true profitability from its lending activities after adjusting for expected credit risk. It is a key indicator of the bank's ability to manage both interest rate risk and credit quality.