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Eagle Financial Services EFSI Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

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SB Financial GroupSBFG
$12.5M+14.7%
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$10.61M+5.8%
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$25.61M+14.5%
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$22.98M+22.7%
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$49.75M+13.2%
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S&T BancorpSTBA
$87.11M+0.9%

Other financials

Income statement

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Revenue--100%
Net income$3.7M+154%
EPS (diluted)$0.69+145%

Balance sheet

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Cash & equivalents$189.8M-28.4%
Total debt$9.7M-72.6%
Total equity$190.3M+7.8%
Total assets$1.8B-3.5%

Cash flow

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Operating cash flow$4.3M-25.9%
CapEx$209.0K-61.1%
Free cash flow$4.1M-22.3%

Valuation

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Market cap$224.4M-0.7%
Enterprise value$44.32M
P/E11.9×

Profitability

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Net margin1,354,533.3%+1,332,318pp
FCF margin8,829.7%

Returns & leverage

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Return on equity10.3%+6.2pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by Eagle Financial Services in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Eagle Financial Services’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Eagle Financial Services's net interest income (after provisions)?
Eagle Financial Services (EFSI) reported net interest income (after provisions) of $13.94M in Q1 2026.
How has Eagle Financial Services's net interest income (after provisions) changed year-over-year?
Eagle Financial Services's net interest income (after provisions) increased by 15.2% year-over-year, from $12.1M to $13.94M.
What is the long-term trend for Eagle Financial Services's net interest income (after provisions)?
Over 4 years (2021 to 2025), Eagle Financial Services's net interest income (after provisions) has grown at a 10.5% compound annual growth rate (CAGR), from $39.52M to $58.91M.
What does net interest income (after provisions) mean?
This metric is calculated by subtracting the provision for credit losses from net interest income, providing a view of income after accounting for expected loan losses. It represents the core earnings capacity of the bank's lending business after adjusting for credit risk. This is a key indicator of the bank's ability to generate sustainable profit while maintaining prudent risk management.