Skip to content

Chemung Financial CHMG Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

M&T Bank logo
M&T BankMTB
$1.61B+3.0%
KeyCorp logo
KeyCorpKEY
$1.12B+14.1%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$25.61M+14.5%
Midland States Bancorp logo
Midland States BancorpMSBI
$52.41M+10.5%
Greene County Bancorp logo
Greene County BancorpGCBC
$19.74M+30.5%
Community Financial System logo
Community Financial SystemCBU
$129.08M+13.7%

Segments

By segment

See full
Core Banking$23.88M+27.5%

Other financials

Income statement

See full
Revenue$29.9M+16.3%
Net income$9.2M+52.7%
EPS (diluted)$1.91+51.6%

Balance sheet

See full
Cash & equivalents$53.4M-0.1%
Total debt$204.5M+117%
Total equity$262.9M+15.2%
Total assets$2.7B-1.7%

Cash flow

See full
Operating cash flow$9.0M+25.9%
CapEx$133.0K-59.5%
Free cash flow$8.9M+30.0%

Valuation

See full
Market cap$358.26M+60.0%
Enterprise value$509.4M+92.4%
P/E19.6×+9.7×
P/S3.6×+1.4×

Profitability

See full
Net margin18.4%-4.4pp
FCF margin46.2%+20.8pp

Returns & leverage

See full
Return on equity7.4%-3.2pp
Debt / equity0.8×+0.4×

Where this comes from

Reported directly by Chemung Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Chemung Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about Chemung Financial's net interest income (after provisions).

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Chemung Financial's net interest income (after provisions)?
Chemung Financial (CHMG) reported net interest income (after provisions) of $22.98M in Q1 2026.
How has Chemung Financial's net interest income (after provisions) changed year-over-year?
Chemung Financial's net interest income (after provisions) increased by 22.7% year-over-year, from $18.73M to $22.98M.
What is the long-term trend for Chemung Financial's net interest income (after provisions)?
Over 4 years (2021 to 2025), Chemung Financial's net interest income (after provisions) has grown at a 6.0% compound annual growth rate (CAGR), from $65.57M to $82.72M.
What does net interest income (after provisions) mean?
This metric represents net interest income adjusted for the provision for credit losses, which is the expense set aside to cover expected future loan defaults. It provides a more accurate view of the bank's net revenue after accounting for the inherent credit risk in its loan portfolio.