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Provident Financial Services PFS Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

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M&T BankMTB
$1.61B+3.0%
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$450.27M+26.0%
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$59.44M+25.4%
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$157.82M+7.5%
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$142.94M+35.7%
Prosperity Bancshares logo
Prosperity BancsharesPB
$321.15M+21.0%

Segments

By segment

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Reportable Segment$195.86M+8.2%

Other financials

Income statement

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Revenue$225.2M+7.9%
Net income$79.4M+24.0%
EPS (diluted)$0.61+24.5%

Balance sheet

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Cash & equivalents$222.1M-5.1%
Total debt$2.5B+5.7%
Total equity$2.9B+7.7%
Total assets$25.2B+4.0%

Cash flow

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Operating cash flow$84.7M-4.4%
CapEx$3.7M+223%
Free cash flow$81.0M-7.3%

Valuation

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Market cap$3.05B+23.4%
Enterprise value$5.37B+15.3%
P/E9.9×-6.8×
P/S3.4×+0.3×

Profitability

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Net margin34.6%+15.9pp
FCF margin47.8%-11.9pp

Returns & leverage

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Return on equity11.1%+4.3pp
Debt / equity0.9×0.0×

Where this comes from

Reported directly by Provident Financial Services in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Provident Financial Services’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Provident Financial Services's net interest income (after provisions)?
Provident Financial Services (PFS) reported net interest income (after provisions) of $195.86M in Q1 2026.
How has Provident Financial Services's net interest income (after provisions) changed year-over-year?
Provident Financial Services's net interest income (after provisions) increased by 8.2% year-over-year, from $181.09M to $195.86M.
What is the long-term trend for Provident Financial Services's net interest income (after provisions)?
Over 4 years (2021 to 2025), Provident Financial Services's net interest income (after provisions) has grown at a 18.0% compound annual growth rate (CAGR), from $390.36M to $756.98M.
What does net interest income (after provisions) mean?
This metric represents the core profitability of the bank's lending and deposit-taking activities after accounting for the expected credit losses on the loan portfolio. It is calculated by subtracting the provision for credit losses from the net interest income generated by interest-earning assets. This provides a clearer view of the net revenue available to cover non-interest expenses after adjusting for credit risk.