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Franklin Financial Services Corporation FRAF Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

M&T Bank logo
M&T BankMTB
$1.61B+3.0%
Fulton Financial logo
Fulton FinancialFULT
$247.58M+4.3%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$25.61M+14.5%
Blue Ridge Bankshares logo
Blue Ridge BanksharesBRBS
$17.51M-7.8%
National Bankshares logo
National BanksharesNKSH
$12.7M+27.3%
Financial Institutions logo
Financial InstitutionsFISI
$49.75M+13.2%

Other financials

Income statement

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Revenue$23.9M+18.4%
Net income$6.6M+69.2%
EPS (diluted)$1.48+68.2%

Balance sheet

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Cash & equivalents$210.8M-6.3%
Total debt$4.4M+3.3%
Total equity$178.7M+18.1%
Total assets$2.3B+1.8%

Cash flow

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Operating cash flow$24.1M+173%
CapEx--100%
Free cash flow$3.2M-16.6%

Valuation

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Market cap$281.26M+85.2%
Enterprise value$74.88M-261%
P/E11.8×+1.3×
P/S+1.1×

Profitability

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Net margin25.9%+10.0pp
FCF margin27.7%+0.7pp

Returns & leverage

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Return on equity14.5%+6.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Franklin Financial Services Corporation in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Franklin Financial Services Corporation’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Franklin Financial Services Corporation's net interest income (after provisions)?
Franklin Financial Services Corporation (FRAF) reported net interest income (after provisions) of $18.3M in Q1 2026.
How has Franklin Financial Services Corporation's net interest income (after provisions) changed year-over-year?
Franklin Financial Services Corporation's net interest income (after provisions) increased by 23.4% year-over-year, from $14.83M to $18.3M.
What is the long-term trend for Franklin Financial Services Corporation's net interest income (after provisions)?
Over 4 years (2021 to 2025), Franklin Financial Services Corporation's net interest income (after provisions) has grown at a 9.3% compound annual growth rate (CAGR), from $46.77M to $66.75M.
What does net interest income (after provisions) mean?
Net interest income adjusted for the provision for credit losses, which accounts for expected future loan defaults. This metric provides a more accurate view of the bank's sustainable profitability after accounting for credit risk.